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Ontario Auto Insurance Just Changed: What Every Driver Needs to Know Before July 1

  If you drive in Ontario, this affects you — starting July 1, 2026 , the biggest shake-up to Ontario's auto insurance system in decades is here. Nine benefits that were automatically included in every policy for years are now optional extras you have to pay for separately — or go without. The Ford government is calling it consumer choice. Critics are calling it a coverage cliff. Either way, Ontario drivers need to understand what just changed before their next policy renewal — because the default "basic" plan is now much leaner than what you're used to. From Standard Package to À La Carte Ontario's auto insurance has always included a bundle of Statutory Accident Benefits (SABs) — no-fault coverage that kicks in when you're hurt in a collision, regardless of who caused it. Think income replacement, caregiver support, funeral costs. They were simply part of the deal. That changes now. Starting July 1, 2026, only three categories of benefits remain mandatory in...

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Typhoon Bualoi Leaves 19 Dead in Vietnam as Hanoi Battles Worst Flooding in Years

People watch as workers remove fallen trees and electric polls from a road after Typhoon Bualoi makes landfall in Nghe An province, Vietnam, September 29, 2025. 


Typhoon Bualoi has left at least 19 people dead and 21 missing after making landfall in northern central Vietnam, unleashing torrential rains, powerful winds, and widespread flooding across the country.

The storm, which struck late Monday, damaged more than 100,000 homes and inundated over 10,000 hectares of crops, particularly in Nghe An and Ha Tinh provinces. In Hanoi, relentless downpours turned streets into rivers, paralyzing traffic and forcing schools to close. Residents described water pouring into their homes, with some villages submerged up to roof level.

Authorities reported 88 injuries and warned of continued risks of landslides and flash floods as rainfall in some regions exceeded 300 millimeters in just 24 hours.

Bualoi had already claimed lives in the Philippines before hitting Vietnam, underscoring the growing intensity of storms in the region. With Vietnam facing up to 10 typhoons annually, officials fear more destructive weather could follow in the coming months.


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