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We Built a Budget Planner Spreadsheet for Canadian Households — Here's What's Inside

  If you've been reading our RRSP/TFSA/FHSA and household budgeting pieces, you already know the line we keep coming back to: a plan is only as good as your ability to actually track it. So we built something to close that gap. Introducing the Canadian Budget Planner It's an editable spreadsheet — not a course, not a subscription, just a tool you can start using today — built specifically around how Canadian households actually budget. What's inside: Monthly Budget tab — Planned vs. Actual across Housing, Transportation, Debt, Food, Personal and more, with totals and your savings rate calculated automatically RRSP, TFSA and FHSA contributions get their own line — treated as a required part of the budget, not whatever's left over at the end of the month Annual Overview tab — a 12-month view with an auto-updating income-vs-expenses chart and a savings-rate chart, so you can see your trend across the year Just fill in the blue cells — every total, difference, and percen...
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U.S. Blocks Russia’s Bid for Seat on UN Aviation Council Amid Safety Concerns

                                            US Transportation Secretary Sean Duffy

The United States has firmly opposed Russia’s attempt to secure a seat on the governing council of the United Nations’ International Civil Aviation Organization (ICAO). U.S. Transportation Secretary Sean Duffy criticized Moscow’s record, accusing Russia of undermining global aviation safety through actions such as GPS spoofing and even the downing of aircraft.

Speaking during the ICAO gathering in Montreal, Duffy argued that allowing Russia onto the 36-member council would jeopardize international airspace security. “They are the most aggressive abuser and violator of international agreements and international norms,” he said, stressing that Russia’s behavior makes the skies “more dangerous, not more safe.”

Russia, meanwhile, has been lobbying aviation leaders to ease sanctions that restrict access to spare parts and overflight rights. However, the U.S. and its allies remain resolute in blocking Moscow’s bid, citing ongoing violations of international aviation standards.


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