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Ontario Auto Insurance Just Changed: What Every Driver Needs to Know Before July 1

  If you drive in Ontario, this affects you — starting July 1, 2026 , the biggest shake-up to Ontario's auto insurance system in decades is here. Nine benefits that were automatically included in every policy for years are now optional extras you have to pay for separately — or go without. The Ford government is calling it consumer choice. Critics are calling it a coverage cliff. Either way, Ontario drivers need to understand what just changed before their next policy renewal — because the default "basic" plan is now much leaner than what you're used to. From Standard Package to À La Carte Ontario's auto insurance has always included a bundle of Statutory Accident Benefits (SABs) — no-fault coverage that kicks in when you're hurt in a collision, regardless of who caused it. Think income replacement, caregiver support, funeral costs. They were simply part of the deal. That changes now. Starting July 1, 2026, only three categories of benefits remain mandatory in...
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Wall Street Futures Rise as Shutdown Deadline Looms

U.S. stock futures edged higher on Monday, with investors balancing optimism in equities against the uncertainty of a looming government shutdown.

  • Dow Jones Industrial Average futures gained about 0.5%,
  • S&P 500 futures rose 0.6%,
  • Nasdaq 100 futures advanced 0.7%.

The rebound follows a choppy week in which major indexes slipped, pressured by concerns over Federal Reserve policy and slowing momentum in AI-driven stocks. Despite the turbulence, September has still delivered gains overall, with the S&P 500 up nearly 3% month-to-date.

Markets are also bracing for the release of the September jobs report, a key indicator for the Fed’s next move on interest rates. However, if lawmakers fail to reach a funding deal, a shutdown could delay the report, creating a “data blackout” that complicates decision-making for both policymakers and investors.

Beyond politics, corporate earnings remain in focus. Carnival is set to report results today, while Nike’s earnings later this week are expected to be a highlight. Meanwhile, gold surged to fresh records above $3,800 an ounce as investors sought safety, while oil prices slipped below $65 a barrel.

For now, Wall Street appears cautiously optimistic, but the week ahead could hinge on whether Washington averts a shutdown and whether economic data arrives on schedule.


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