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We Built a Budget Planner Spreadsheet for Canadian Households — Here's What's Inside

  If you've been reading our RRSP/TFSA/FHSA and household budgeting pieces, you already know the line we keep coming back to: a plan is only as good as your ability to actually track it. So we built something to close that gap. Introducing the Canadian Budget Planner It's an editable spreadsheet — not a course, not a subscription, just a tool you can start using today — built specifically around how Canadian households actually budget. What's inside: Monthly Budget tab — Planned vs. Actual across Housing, Transportation, Debt, Food, Personal and more, with totals and your savings rate calculated automatically RRSP, TFSA and FHSA contributions get their own line — treated as a required part of the budget, not whatever's left over at the end of the month Annual Overview tab — a 12-month view with an auto-updating income-vs-expenses chart and a savings-rate chart, so you can see your trend across the year Just fill in the blue cells — every total, difference, and percen...
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Alberta Health Contract Probe Reveals Overlooked Conflicts of Interest

 

                                            Premier Danielle Smith

A long-awaited report into Alberta’s health contract practices has concluded that conflicts of interest involving two staff members were widely known but left unaddressed by senior officials.

The investigation, led by former Manitoba judge Raymond Wyant, stemmed from allegations raised in a wrongful dismissal lawsuit filed by a former Alberta Health Services CEO. While Wyant found no evidence of wrongdoing by Premier Danielle Smith, her ministers, or political staff, he noted that systemic gaps allowed conflicts to persist unchecked.

The final report makes 18 recommendations, including stronger conflict-of-interest rules, clearer procurement policies, and improved oversight mechanisms to prevent similar issues in the future. Wyant emphasized that many within the system assumed leadership was aware of the conflicts and managing them, but no corrective action was taken.

The Alberta government has pledged to review the recommendations as it faces mounting pressure to restore public trust in its health-care contracting process.  


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