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Ontario Auto Insurance Just Changed: What Every Driver Needs to Know Before July 1

  If you drive in Ontario, this affects you — starting July 1, 2026 , the biggest shake-up to Ontario's auto insurance system in decades is here. Nine benefits that were automatically included in every policy for years are now optional extras you have to pay for separately — or go without. The Ford government is calling it consumer choice. Critics are calling it a coverage cliff. Either way, Ontario drivers need to understand what just changed before their next policy renewal — because the default "basic" plan is now much leaner than what you're used to. From Standard Package to À La Carte Ontario's auto insurance has always included a bundle of Statutory Accident Benefits (SABs) — no-fault coverage that kicks in when you're hurt in a collision, regardless of who caused it. Think income replacement, caregiver support, funeral costs. They were simply part of the deal. That changes now. Starting July 1, 2026, only three categories of benefits remain mandatory in...

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Russia's Missile Barrage on Ukraine's Power Grid Claims Lives Amid Winter Fears

Police investigators inspect debris at a site of a dormitory building heavily damaged during an overnight Russian missile and drone strikes, amid Russia's attack on Ukraine, in Zaporizhzhia.

Russia launched a devastating overnight assault on Ukraine’s energy infrastructure, killing three civilians, including a seven-year-old girl, and triggering widespread power outages across the country.

The attack, which involved hundreds of drones and dozens of missiles, targeted critical energy facilities in multiple regions, including Zaporizhzhia and Vinnystia. Ukrainian officials described the strikes as part of a deliberate campaign to cripple the country’s power supply ahead of the harsh winter months. Two men were killed in Zaporizhzhia, while the young girl died from injuries sustained in Vinnystia.

Prime Minister Yulia Svyrydenko condemned the strikes, stating, “Its goal is to plunge Ukraine into darkness. Ours is to preserve the light.” She called for increased international support, including more air defense systems and tougher sanctions against Russia.

President Volodymyr Zelenskyy echoed the urgency, revealing that over 650 drones and 50 missiles were used in the attack. He emphasized the need for stronger global pressure on Moscow to halt what he termed “systematic energy terror.”

The strikes have left large swaths of Ukraine without electricity, disrupting essential services like heating, water, and sewage systems. As temperatures drop, the humanitarian impact of these outages is expected to worsen, raising concerns about civilian safety and resilience.

This latest escalation underscores the strategic importance of Ukraine’s energy grid in the ongoing conflict and the growing toll on non-combatants. International observers warn that continued attacks on infrastructure could deepen the crisis and prolong recovery efforts.


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