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Fixed vs. Variable Mortgages in Canada: Which Should You Choose Right Now?

  Mortgages | Personal Finance | June 2026 Variable rates sit at 3.30% while fixed rates have climbed above 4%. The Bank of Canada is frozen between inflation and recession. Here's what that means for your mortgage decision today. By MoneySavings.ca Staff  |   June 26, 2026 📊 Today's Best Mortgage Rates — June 26, 2026 Type Term Lowest Rate (Broker) Big Bank Range Variable 5-Year ~3.30% ~3.50–4.00% Fixed (Insured) 5-Year ~4.04% ~4.50–5.20% Fixed (Conventional) 5-Year ~3.94% Higher Bank of Canada Policy Rate 2.25%  |  Prime Rate: 4.45% Sources: NerdWallet Canada, Ratehub.ca, WOWA.ca, bestrates.ca. Rates as of June 26, 2026. Broker rates require qualification; Big Bank rates are estimates. Your actual rate depends on your credit score, down payment, and mortgage type. If you're buying a home, renewing a mortgage, or simply trying to make sense of an unusually complex rate environment, you've arrived at the right question at a complicated moment. The Canadian...
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U.S. Envoys Rush to Israel as Gaza Ceasefire Tested by Violence

Palestinians inspect the damage around their homes after an Israeli strike on Sunday targeted the Bureij refugee camp in the central Gaza Strip.

U.S. special envoy Steve Witkoff and presidential adviser Jared Kushner arrived in Israel on Monday to reinforce a fragile ceasefire in Gaza, just a day after the truce faced its first major flareup.

The visit comes amid heightened tensions following Israeli claims that Hamas militants killed two soldiers, prompting threats to suspend humanitarian aid transfers. Although the Israeli military later confirmed it would resume enforcing the ceasefire, uncertainty lingered over whether aid deliveries had restarted.

The U.S.-brokered truce, now in its second week, was designed to halt more than two years of conflict. President Donald Trump described Hamas as “quite rambunctious” during remarks aboard Air Force One, suggesting that rogue elements within the group may be undermining the agreement.

The envoys’ mission underscores Washington’s urgent push to stabilize the situation and prevent a collapse of the deal, which remains critical for both regional security and humanitarian relief efforts.

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