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Fixed vs. Variable Mortgages in Canada: Which Should You Choose Right Now?

  Mortgages | Personal Finance | June 2026 Variable rates sit at 3.30% while fixed rates have climbed above 4%. The Bank of Canada is frozen between inflation and recession. Here's what that means for your mortgage decision today. By MoneySavings.ca Staff  |   June 26, 2026 📊 Today's Best Mortgage Rates — June 26, 2026 Type Term Lowest Rate (Broker) Big Bank Range Variable 5-Year ~3.30% ~3.50–4.00% Fixed (Insured) 5-Year ~4.04% ~4.50–5.20% Fixed (Conventional) 5-Year ~3.94% Higher Bank of Canada Policy Rate 2.25%  |  Prime Rate: 4.45% Sources: NerdWallet Canada, Ratehub.ca, WOWA.ca, bestrates.ca. Rates as of June 26, 2026. Broker rates require qualification; Big Bank rates are estimates. Your actual rate depends on your credit score, down payment, and mortgage type. If you're buying a home, renewing a mortgage, or simply trying to make sense of an unusually complex rate environment, you've arrived at the right question at a complicated moment. The Canadian...
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Gaza’s Future in Question as U.S. Peace Plan Stalls

 

A Palestinian man rides on a cart pulled by a donkey near a concrete block (back) marking the "Yellow Line" drawn by the Israeli military in Bureij, central Gaza Strip, on November 4, 2025


The prospect of Gaza’s partition is increasingly being discussed as the U.S.-backed peace initiative struggles to gain traction. Formerly touted as a pathway to stability, the plan has faltered amid political disagreements, regional tensions, and skepticism from both Palestinian and Israeli leaders.

Analysts warn that the absence of progress could deepen divisions within Gaza, potentially leading to a fragmented governance structure that undermines hopes for a unified Palestinian state. Humanitarian concerns also loom large, as stalled negotiations risk prolonging the hardships faced by civilians in the region.

While Washington continues to push for dialogue, the lack of consensus highlights the fragility of the current framework. Observers suggest that unless a new approach is adopted, the risk of partition may become more than a theoretical possibility—it could reshape the political landscape of the Middle East.


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