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  If you've been reading our RRSP/TFSA/FHSA and household budgeting pieces, you already know the line we keep coming back to: a plan is only as good as your ability to actually track it. So we built something to close that gap. Introducing the Canadian Budget Planner It's an editable spreadsheet — not a course, not a subscription, just a tool you can start using today — built specifically around how Canadian households actually budget. What's inside: Monthly Budget tab — Planned vs. Actual across Housing, Transportation, Debt, Food, Personal and more, with totals and your savings rate calculated automatically RRSP, TFSA and FHSA contributions get their own line — treated as a required part of the budget, not whatever's left over at the end of the month Annual Overview tab — a 12-month view with an auto-updating income-vs-expenses chart and a savings-rate chart, so you can see your trend across the year Just fill in the blue cells — every total, difference, and percen...

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Putin Rejects Talks With Ukraine’s ‘Illegitimate’ Leadership

 

                                            Russian President Vladimir Putin

Russian President Vladimir Putin has declared that it is “senseless” to sign any agreements with Ukraine’s current leadership, which he labeled as illegitimate. Speaking at a summit in Bishkek, Kyrgyzstan, on November 27, 2025, Putin argued that Kyiv lost its legitimacy after failing to hold elections once President Volodymyr Zelenskyy’s elected term expired. According to Putin, this undermines any potential negotiations or peace documents that might be signed with Zelenskyy’s government.

Ukraine, however, maintains that elections cannot be conducted under martial law while the country is actively defending itself against Russia’s ongoing invasion. Kyiv insists that postponing elections is a constitutional necessity during wartime, and that Zelenskyy remains the legitimate head of state until conditions allow for a vote.

Putin’s remarks highlight a widening gap between Moscow and Kyiv on the question of legitimacy and negotiation. While Russia frames Ukraine’s leadership as unconstitutional, Ukraine and its Western allies argue that martial law provisions justify the delay in elections. This dispute complicates prospects for peace talks, as Moscow signals it will not recognize agreements signed by Zelenskyy, while Kyiv insists its government remains valid and internationally recognized.

The statement underscores the broader geopolitical struggle: Russia seeks to delegitimize Ukraine’s leadership to weaken its negotiating position, while Ukraine continues to rally international support by emphasizing its right to self-defense and sovereignty. For now, Putin’s refusal to engage with Zelenskyy directly casts further doubt on the possibility of meaningful negotiations in the near future.

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