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5 Things Every Canadian Should Know About Their Money Today

From a rate hold to a sovereign wealth fund — here's what's moving the needle on your finances right now. 01 — DEADLINE Today is the tax filing deadline — and your refund may be a lifeline April 30 is the last day most Canadians can file their 2025 income tax return without penalty. With the cost of living still squeezing household budgets, many Canadians are counting on their refund as a financial cushion. Filing late triggers a 5% penalty on any balance owing, plus 1% for each additional month. If you haven't filed yet, the CRA's NETFILE portal is still open — act before midnight. 02 — INTEREST RATES Bank of Canada holds steady at 2.25% — no relief yet for borrowers The Bank of Canada kept its policy rate at 2.25% yesterday — the third consecutive hold of 2026. Governor Tiff Macklem cited rising inflation driven by higher global energy prices tied to the Middle East conflict, while U.S. tariffs continue to weigh on exports. CPI inflation climbed to 2.4% in Ma...
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Servicemen of the Spalah Unmanned Systems Battalion of the 28th Separate Mechanized Brigade of the Armed Forces of Ukraine attend a basic military exercise, amid Russia's attack on Ukraine, in Kharkiv region, Ukraine November 25, 2025.



The recently unveiled 28-point U.S. peace plan for Ukraine has ignited a storm of criticism after reports revealed it was largely based on a document originally drafted by Russia. The proposal was sent by Moscow to senior U.S. officials in October, shortly after President Donald Trump met with Ukrainian President Volodymyr Zelenskyy in Washington.

The plan includes provisions that mirror long-standing Russian demands, such as territorial concessions in eastern Ukraine and restrictions on Kyiv’s NATO ambitions. These terms have been widely rejected by Ukraine in past negotiations, fueling suspicions that the U.S.-backed framework amounts to a “peace without Ukraine” scenario.

Ukrainian officials, civil society groups, and international allies have denounced the proposal, arguing it undermines Ukraine’s sovereignty and security. Critics say the plan pressures Kyiv into accepting Moscow’s terms while offering little in the way of guarantees against future aggression. The backlash has been swift, with many describing the blueprint as a Russian wish list repackaged as an American initiative.

The White House has avoided direct comment on the Russian origins of the plan, instead highlighting Trump’s optimism about progress. Meanwhile, European allies have drafted counterproposals, seeking to reassert Ukraine’s sovereignty and balance the framework with stronger security guarantees.

While U.S. and Ukrainian delegations have since discussed an “updated and refined peace framework,” skepticism remains high. For many in Kyiv and beyond, the revelation that Washington’s plan was rooted in a Kremlin submission has deepened doubts about its credibility and fairness.

The controversy underscores the fragile trust in international mediation efforts and highlights the difficulty of crafting a peace deal that does not tilt heavily in Russia’s favor. As negotiations continue, the central question remains: can a plan born from Moscow’s blueprint ever deliver a just and lasting peace for Ukraine?

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