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We Built a Budget Planner Spreadsheet for Canadian Households — Here's What's Inside

  If you've been reading our RRSP/TFSA/FHSA and household budgeting pieces, you already know the line we keep coming back to: a plan is only as good as your ability to actually track it. So we built something to close that gap. Introducing the Canadian Budget Planner It's an editable spreadsheet — not a course, not a subscription, just a tool you can start using today — built specifically around how Canadian households actually budget. What's inside: Monthly Budget tab — Planned vs. Actual across Housing, Transportation, Debt, Food, Personal and more, with totals and your savings rate calculated automatically RRSP, TFSA and FHSA contributions get their own line — treated as a required part of the budget, not whatever's left over at the end of the month Annual Overview tab — a 12-month view with an auto-updating income-vs-expenses chart and a savings-rate chart, so you can see your trend across the year Just fill in the blue cells — every total, difference, and percen...
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Swedish Royals Return to Canada After Nearly Two Decades

 

Sweden King Carl XVI Gustaf, left, and Queen Silvia of Sweden attend a group photo during the COP30 U.N. Climate Summit in Belem, Brazil, Friday, Nov. 7, 2025. 


The Swedish royal family has arrived in Ottawa today, marking their first official visit to Canada since 2006. King Carl XVI Gustaf, Sweden’s longest-reigning monarch, and Queen Silvia are embarking on a three-day state visit that will include stops in both Ottawa and Montreal.

The royal couple was formally welcomed at Rideau Hall this morning by Canadian dignitaries, including Chief Justice Richard Wagner. Their itinerary features a wreath-laying ceremony at the Tomb of the Unknown Soldier, as well as meetings with Prime Minister Mark Carney and other Canadian officials.

This visit is not only ceremonial but also strategic. The Swedish delegation includes top government ministers such as Industry Minister Ebba Busch and Defence Minister Pål Jonson, along with representatives from dozens of Swedish companies. The trip is expected to strengthen ties between Canada and Sweden in areas such as trade, defence, climate action, and innovation.

The Swedish Royal Court has confirmed that the two nations will launch a new strategic partnership during the visit, focusing on cooperation in defence, green technology, and digital innovation. The presence of Swedish industrial leaders, including representatives from Saab, highlights Canada’s growing interest in European military and aerospace technology.

Beyond politics and business, the visit also emphasizes cultural and people-to-people connections. King Carl XVI Gustaf and Queen Silvia will attend events designed to celebrate the shared values of democracy, sustainability, and innovation that bind Canada and Sweden.

This rare royal visit underscores the importance of Canada-Sweden relations and reflects a renewed commitment to collaboration on global challenges. For Canadians, it is a chance to welcome back the Swedish monarchs after nearly twenty years and to witness the strengthening of an international partnership that spans diplomacy, trade, and cultural exchange.

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