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Fixed vs. Variable Mortgages in Canada: Which Should You Choose Right Now?

  Mortgages | Personal Finance | June 2026 Variable rates sit at 3.30% while fixed rates have climbed above 4%. The Bank of Canada is frozen between inflation and recession. Here's what that means for your mortgage decision today. By MoneySavings.ca Staff  |   June 26, 2026 📊 Today's Best Mortgage Rates — June 26, 2026 Type Term Lowest Rate (Broker) Big Bank Range Variable 5-Year ~3.30% ~3.50–4.00% Fixed (Insured) 5-Year ~4.04% ~4.50–5.20% Fixed (Conventional) 5-Year ~3.94% Higher Bank of Canada Policy Rate 2.25%  |  Prime Rate: 4.45% Sources: NerdWallet Canada, Ratehub.ca, WOWA.ca, bestrates.ca. Rates as of June 26, 2026. Broker rates require qualification; Big Bank rates are estimates. Your actual rate depends on your credit score, down payment, and mortgage type. If you're buying a home, renewing a mortgage, or simply trying to make sense of an unusually complex rate environment, you've arrived at the right question at a complicated moment. The Canadian...
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Trump Grants Pardons to Giuliani and Key Allies in 2020 Election Disputes

President Donald Trump talks with reporters upon his arrival at the White House in Washington, Sunday, Nov. 9, 2025. 


Former President Donald Trump has issued sweeping pardons to Rudy Giuliani, Mark Meadows, and several other close allies involved in efforts to challenge the results of the 2020 election. The proclamation, described as “full, complete, and unconditional,” extends to lawyers, advisers, and staff who played roles in contesting the outcome.

Among those pardoned are attorneys Sidney Powell, John Eastman, and Kenneth Chesebro, as well as former Trump staffers Christina Bobb and Boris Epshteyn. The pardons cover actions tied to organizing alternate slates of electors and promoting claims of election fraud.

While critics argue the move undermines accountability, supporters view it as a defense against what they call political persecution. The pardons apply only to federal offenses, meaning they do not affect ongoing state-level investigations.

This sweeping gesture highlights Trump’s continued loyalty to those who stood by him during one of the most contentious chapters in modern American politics.


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