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Budget 2026 Lands Nov. 5: What to Do (and Not Do) With Your RRSP and TFSA First

  CANADIAN MONEY BRIEF  |  FEATURE  |  OCT. 23, 2026 The federal budget is 13 days away, tax-reform calls are getting louder, and “act now” headlines are about to pile up. Here’s what is actually confirmed, what is just lobbying, and what to leave alone. Finance Minister François-Philippe Champagne told the House of Commons on Oct. 20 that Budget 2026 will be tabled on Nov. 5 . It is the second budget since the Liberals moved the fiscal plan to the fall, and it lands two days after the U.S. midterm elections. Between now and then, expect a flood of speculation about RRSPs, TFSAs and capital gains. Before you move a dollar, it helps to separate three things: what’s confirmed, what’s being asked for, and what the rules say today. Key dates on your calendar Oct. 28 Bank of Canada rate decision (9:45 a.m. ET) Oct. 29 Ontario fall economic statement Nov. 3 U.S. midterm elections Nov. 5 Federal Budget 2026 Dec. 9 Final Bank of Canada decision of 2026 Mar. 1, 2027 RRSP...
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Air Transat Secures Tentative Deal, Pilots’ Strike Averted


Air Transat has reached a last-minute tentative agreement with the union representing its pilots, successfully averting a strike that was set to begin within hours. The deal lifts the immediate threat of disruption and allows the airline to resume normal operations during the busy holiday travel season.

The agreement comes after months of tense negotiations between Transat A.T. Inc. and the Air Line Pilots Association (ALPA), which represents more than 700 pilots. Earlier this week, the union had issued a 72-hour strike notice, prompting the airline to cancel flights and prepare for a gradual shutdown of operations.

While details of the tentative deal have not been disclosed, both sides confirmed that the proposal will be submitted to union members for ratification in the coming days. Captain Bradley Small, chair of the ALPA Master Executive Council, said the pilots’ unity and resolve finally brought management to the table for meaningful negotiations.

For passengers, the announcement brings relief after days of uncertainty. Air Transat’s CEO Annick Guérard acknowledged the disruption caused by the looming strike and apologized to customers whose travel plans were affected. She emphasized that the company is now focused on restoring operations and ramping up flights to popular destinations.

The tentative deal marks an important milestone in the bargaining process, but the outcome ultimately depends on the pilots’ vote. If ratified, the agreement will end nearly a year of stalled negotiations and ensure stability for the airline’s workforce and travelers alike.

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