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Budget 2026 Lands Nov. 5: What to Do (and Not Do) With Your RRSP and TFSA First

  CANADIAN MONEY BRIEF  |  FEATURE  |  OCT. 23, 2026 The federal budget is 13 days away, tax-reform calls are getting louder, and “act now” headlines are about to pile up. Here’s what is actually confirmed, what is just lobbying, and what to leave alone. Finance Minister François-Philippe Champagne told the House of Commons on Oct. 20 that Budget 2026 will be tabled on Nov. 5 . It is the second budget since the Liberals moved the fiscal plan to the fall, and it lands two days after the U.S. midterm elections. Between now and then, expect a flood of speculation about RRSPs, TFSAs and capital gains. Before you move a dollar, it helps to separate three things: what’s confirmed, what’s being asked for, and what the rules say today. Key dates on your calendar Oct. 28 Bank of Canada rate decision (9:45 a.m. ET) Oct. 29 Ontario fall economic statement Nov. 3 U.S. midterm elections Nov. 5 Federal Budget 2026 Dec. 9 Final Bank of Canada decision of 2026 Mar. 1, 2027 RRSP...
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Canada Goes Bargain‑Hunting: Massive Boxing Day Sales Sweep the Nation

 



Boxing Day has once again lived up to its reputation as Canada’s biggest shopping event of the year, with retailers across the country rolling out some of their steepest discounts. From early‑morning lineups at major malls to record online traffic, Canadians are diving head‑first into deals that span tech, fashion, home goods, and more.

Major retailers like Best Buy, Walmart, Canadian Tire, and Lululemon are offering deep markdowns, with some items slashed by as much as 70–90%. Electronics remain the star attraction — laptops, TVs, gaming consoles, and smart home devices are among the fastest‑selling categories. Meanwhile, winter apparel and home essentials are seeing a surge as shoppers take advantage of rare seasonal price drops.

Online shopping continues to dominate, with many Canadians opting to skip the crowds and shop from home. Retailers have responded by extending their digital sales, offering free shipping incentives and limited‑time “doorcrasher” deals throughout the day.

Despite the excitement, experts note that this year’s Boxing Day is also shaped by cautious spending. Many shoppers are prioritizing essentials or waiting for the best possible discounts before committing. Still, early indicators suggest strong turnout both in‑store and online.

Whether hunting for a big‑ticket upgrade or stocking up on everyday items, Canadians are making the most of one of the most anticipated shopping days of the year — and the deals show no signs of slowing down.

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