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5 Things to Know Today: BoC Hike Bets, TSX Slide, Oil Near $100 (Oct. 23)

  Canadian Money Brief • Friday, October 23, 2026 The Bank of Canada decision is five days away, the TSX gave back most of Wednesday's gains, and oil is flirting with US$100 again. Here are the five things Canadian wallets need to know today. 1. Markets Lean Toward a Bank of Canada Hike on Oct. 28 A decision that looked like a ninth straight hold is now a genuine coin flip with a hawkish tilt. After Governor Tiff Macklem warned that there is "no resolution in sight" for the Middle East conflict, BMO and Desjardins flipped to a hike call, Scotiabank firmed up its call and Goldman Sachs joined them, all looking for a quarter-point move to 2.50%. Overnight swaps priced about an 87% chance of a hike earlier this week, though other economists still argue for a hold, pointing to September's 68,000 job losses and a 6.5% unemployment rate. What it means for you: A quarter-point hike adds roughly $21 a month in interest for every $100,000 of variable-rate borrowing (HELOCs an...
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Christmas 2025: A Celebration of Light and Wonder

 


As snowflakes drift across quiet streets and homes glow with twinkling lights, Christmas 2025 arrives as a gentle reminder that joy is never far away. It is the season when ordinary days are transformed into moments of magic, and hearts open wide to love, laughter, and hope.

The Gift of Giving
Wrapped boxes under the tree are lovely, but the true treasures of Christmas are the smiles we share, the kindness we extend, and the warmth we bring to others. This year, communities everywhere are proving that generosity is contagious—whether through food drives, surprise visits, or simple words of encouragement.

The Beauty of Togetherness
Families gather, friends reconnect, and even strangers find common ground in the glow of the season. Christmas reminds us that unity is possible, that peace can be chosen, and that joy multiplies when shared.

A Season of Renewal
As the year closes, Christmas is a beacon of renewal. It whispers that tomorrow can be brighter, that hope is stronger than fear, and that love is the light guiding us forward.

Carrying the Spirit Forward
The ornaments will be packed away, the carols will fade, but the spirit of Christmas can linger—if we choose to carry it into the new year. Kindness, gratitude, and joy are not bound by December; they are gifts we can give every day.


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