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Fixed vs. Variable Mortgages in Canada: Which Should You Choose Right Now?

  Mortgages | Personal Finance | June 2026 Variable rates sit at 3.30% while fixed rates have climbed above 4%. The Bank of Canada is frozen between inflation and recession. Here's what that means for your mortgage decision today. By MoneySavings.ca Staff  |   June 26, 2026 📊 Today's Best Mortgage Rates — June 26, 2026 Type Term Lowest Rate (Broker) Big Bank Range Variable 5-Year ~3.30% ~3.50–4.00% Fixed (Insured) 5-Year ~4.04% ~4.50–5.20% Fixed (Conventional) 5-Year ~3.94% Higher Bank of Canada Policy Rate 2.25%  |  Prime Rate: 4.45% Sources: NerdWallet Canada, Ratehub.ca, WOWA.ca, bestrates.ca. Rates as of June 26, 2026. Broker rates require qualification; Big Bank rates are estimates. Your actual rate depends on your credit score, down payment, and mortgage type. If you're buying a home, renewing a mortgage, or simply trying to make sense of an unusually complex rate environment, you've arrived at the right question at a complicated moment. The Canadian...
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Deadly Russian Strikes Plunge Ukraine Into Winter Blackouts

                                        Kyiv neighbourhood plunged into darkness after latest Russian attacks.

A large-scale Russian air assault on Ukraine has left three people dead and triggered widespread power outages across multiple regions. The overnight attack involved waves of drones and missiles aimed at both residential areas and critical energy infrastructure, intensifying pressure on the country as winter temperatures continue to fall.

Authorities reported that strikes hit at least a dozen regions, damaging homes and forcing emergency shutdowns across parts of the national grid. Among the victims was a young child, killed when debris from a downed drone struck a residential neighborhood.

The bombardment also prompted neighboring Poland to activate military aircraft as projectiles approached its airspace, underscoring the broader regional risks posed by the conflict.

Ukrainian officials condemned the attack as a deliberate attempt to destabilize civilian life during the holiday season, while emergency crews worked through the morning to restore electricity and repair damaged infrastructure.


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