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Fixed vs. Variable Mortgages in Canada: Which Should You Choose Right Now?

  Mortgages | Personal Finance | June 2026 Variable rates sit at 3.30% while fixed rates have climbed above 4%. The Bank of Canada is frozen between inflation and recession. Here's what that means for your mortgage decision today. By MoneySavings.ca Staff  |   June 26, 2026 📊 Today's Best Mortgage Rates — June 26, 2026 Type Term Lowest Rate (Broker) Big Bank Range Variable 5-Year ~3.30% ~3.50–4.00% Fixed (Insured) 5-Year ~4.04% ~4.50–5.20% Fixed (Conventional) 5-Year ~3.94% Higher Bank of Canada Policy Rate 2.25%  |  Prime Rate: 4.45% Sources: NerdWallet Canada, Ratehub.ca, WOWA.ca, bestrates.ca. Rates as of June 26, 2026. Broker rates require qualification; Big Bank rates are estimates. Your actual rate depends on your credit score, down payment, and mortgage type. If you're buying a home, renewing a mortgage, or simply trying to make sense of an unusually complex rate environment, you've arrived at the right question at a complicated moment. The Canadian...
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Diplomatic Push Intensifies as U.S. Envoy Heads to Moscow, Zelenskyy Rallies Europe

 

Special Envoy Steve Witkoff attends a meeting with Ukrainian officials Sunday, Nov. 30, 2025, in Hallandale Beach, Fla.


Efforts to find a path toward peace in the ongoing war in Ukraine are gaining momentum this week, as U.S. envoy Mark Witkoff prepares for talks with Russian President Vladimir Putin in Moscow. The meeting comes at a critical juncture, with international pressure mounting to ease tensions and explore potential avenues for negotiation.

Meanwhile, Ukrainian President Volodymyr Zelenskyy is touring European capitals to strengthen alliances and secure continued support for Kyiv. His trip underscores Ukraine’s determination to keep Western nations engaged as the conflict grinds on.

The parallel diplomatic tracks highlight the complexity of the situation: while Washington seeks dialogue with Moscow, Kyiv is focused on reinforcing its partnerships across Europe. Observers note that the simultaneous efforts reflect both urgency and uncertainty, as the war shows little sign of resolution but global leaders intensify their search for common ground.


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