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How Canadian Savers Can Protect Their Money in 2026

As 2026 unfolds, Canadian savers are navigating a financial landscape shaped by falling interest rates, persistent living‑cost pressures, and evolving tax‑advantaged opportunities. Experts say this is the year to be intentional, strategic, and proactive with your money. Reevaluate Your Savings Accounts Interest rates have been trending downward, and many high‑interest savings accounts have quietly reduced their payouts. GIC rates remain more stable, but they too are expected to soften as rate cuts continue. What to do now: Check the current rate on every savings account you hold Compare alternatives and switch if your rate has dropped significantly Consider laddering GICs to lock in competitive yields while they’re still available Make the Most of Your TFSA The Tax‑Free Savings Account remains one of the most powerful tools for Canadians. With annual contribution room increasing over time, it’s an ideal place to shelter both short‑term savings and long‑term investments. Why...

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Futures Hold Steady as Wall Street Awaits Key Fed Minutes

US stock futures were largely unchanged early Tuesday as investors prepared for one of the final major catalysts of the year: the release of the Federal Reserve’s December meeting minutes. Futures tied to the Dow Jones Industrial Average, S&P 500, and Nasdaq hovered near the flatline, signaling a cautious tone after a modest tech-led pullback to start the week.

Monday’s session saw all three major indexes slip, with megacap names like Nvidia and Tesla leading declines amid a mild rotation out of tech stocks. The dip comes as traders reassess positions heading into the final days of 2025, a year marked by strong gains across equity markets.

The upcoming Fed minutes are expected to offer deeper insight into policymakers’ thinking after the central bank delivered its third consecutive interest rate cut in December while hinting at a potential pause ahead With only weekly jobless claims left on the economic calendar before year-end, Tuesday’s release could shape market sentiment as investors look toward 2026.

Despite the recent cooling, Wall Street remains on track to close out the year with substantial gains, supported by robust performance in AI-driven tech and resilient consumer demand.


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