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Budget 2026 Lands Nov. 5: What to Do (and Not Do) With Your RRSP and TFSA First

  CANADIAN MONEY BRIEF  |  FEATURE  |  OCT. 23, 2026 The federal budget is 13 days away, tax-reform calls are getting louder, and “act now” headlines are about to pile up. Here’s what is actually confirmed, what is just lobbying, and what to leave alone. Finance Minister François-Philippe Champagne told the House of Commons on Oct. 20 that Budget 2026 will be tabled on Nov. 5 . It is the second budget since the Liberals moved the fiscal plan to the fall, and it lands two days after the U.S. midterm elections. Between now and then, expect a flood of speculation about RRSPs, TFSAs and capital gains. Before you move a dollar, it helps to separate three things: what’s confirmed, what’s being asked for, and what the rules say today. Key dates on your calendar Oct. 28 Bank of Canada rate decision (9:45 a.m. ET) Oct. 29 Ontario fall economic statement Nov. 3 U.S. midterm elections Nov. 5 Federal Budget 2026 Dec. 9 Final Bank of Canada decision of 2026 Mar. 1, 2027 RRSP...
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Ontario Braces for a Sloppy Winter Mix as Boxing Day Storm Rolls In

A pedestrian make their way through Toronto's downtown core as a winter storm starts to hit the city.

Ontario is facing a messy blend of winter weather today as a sprawling storm system sweeps across the province, bringing snow, ice pellets, and hazardous travel conditions during one of the busiest shopping days of the year.

The Greater Toronto Area is expected to see light snow develop through the afternoon before transitioning to ice pellets and freezing drizzle in the evening. While accumulations in the GTA may stay modest, the mix of precipitation is creating slick roads and reduced visibility, prompting caution for drivers heading to Boxing Day sales or returning from holiday gatherings.

Further north, communities across Central and Northern Ontario are dealing with heavier snowfall, with totals ranging from 5 to 20 centimetres depending on the region. Environment Canada has issued multiple weather advisories, warning of rapidly changing conditions and the potential for difficult travel on major highways.

Airports in Toronto, Ottawa, and Hamilton are also reporting delays as crews work to keep runways clear and manage the influx of holiday travelers.

With temperatures hovering around the freezing mark, forecasters say the precipitation type may continue to shift throughout the day, making conditions unpredictable. Residents are encouraged to monitor local alerts, allow extra time for travel, and prepare for a slippery evening commute.

Despite the storm, many Ontarians are still venturing out — but today, winter is reminding everyone who’s really in charge.


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