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Fixed vs. Variable Mortgages in Canada: Which Should You Choose Right Now?

  Mortgages | Personal Finance | June 2026 Variable rates sit at 3.30% while fixed rates have climbed above 4%. The Bank of Canada is frozen between inflation and recession. Here's what that means for your mortgage decision today. By MoneySavings.ca Staff  |   June 26, 2026 📊 Today's Best Mortgage Rates — June 26, 2026 Type Term Lowest Rate (Broker) Big Bank Range Variable 5-Year ~3.30% ~3.50–4.00% Fixed (Insured) 5-Year ~4.04% ~4.50–5.20% Fixed (Conventional) 5-Year ~3.94% Higher Bank of Canada Policy Rate 2.25%  |  Prime Rate: 4.45% Sources: NerdWallet Canada, Ratehub.ca, WOWA.ca, bestrates.ca. Rates as of June 26, 2026. Broker rates require qualification; Big Bank rates are estimates. Your actual rate depends on your credit score, down payment, and mortgage type. If you're buying a home, renewing a mortgage, or simply trying to make sense of an unusually complex rate environment, you've arrived at the right question at a complicated moment. The Canadian...
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Deadly Blaze Erupts at Swiss Alps Bar During New Year’s Festivities

                                           Crans-Montana, Swiss Alps, Switzerland, Thursday, Jan. 1, 2026.   

A New Year’s celebration in the Swiss Alps turned tragic when a fire swept through a crowded bar shortly after midnight, leaving dozens presumed dead and around 100 people injured.

The blaze broke out during peak festivities as guests gathered to welcome the new year. Witnesses reported a sudden flash of flames followed by thick smoke that quickly filled the venue, causing panic as people rushed to escape.

Emergency crews arrived within minutes, but the intensity of the fire made rescue efforts extremely difficult. Authorities say the full extent of the casualties may not be known for some time, as parts of the building remain unsafe to enter.

Local officials have launched an investigation to determine the cause of the fire. Early statements indicate there is no immediate sign of foul play, though all possibilities remain under review.

The incident has shaken the surrounding resort community, which is typically bustling with holiday travelers at this time of year. Support centers have been set up for families awaiting news of loved ones, and regional leaders have expressed condolences as the search and recovery efforts continue.


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