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We Built a Budget Planner Spreadsheet for Canadian Households — Here's What's Inside

  If you've been reading our RRSP/TFSA/FHSA and household budgeting pieces, you already know the line we keep coming back to: a plan is only as good as your ability to actually track it. So we built something to close that gap. Introducing the Canadian Budget Planner It's an editable spreadsheet — not a course, not a subscription, just a tool you can start using today — built specifically around how Canadian households actually budget. What's inside: Monthly Budget tab — Planned vs. Actual across Housing, Transportation, Debt, Food, Personal and more, with totals and your savings rate calculated automatically RRSP, TFSA and FHSA contributions get their own line — treated as a required part of the budget, not whatever's left over at the end of the month Annual Overview tab — a 12-month view with an auto-updating income-vs-expenses chart and a savings-rate chart, so you can see your trend across the year Just fill in the blue cells — every total, difference, and percen...
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Cuba Plunged Into Darkness as Oil Pressures Mount

                                            Mass blackouts in Havana, Cuba, March 4, 2026

A sweeping power outage has left most of Cuba without electricity, stretching from Pinar del Río in the west to Las Tunas and Camagüey in the east. The state electricity union reported that the blackout began after an unexpected failure at the Antonio Guiteras thermoelectric plant, one of the island’s key power sources. 

The crisis unfolds against the backdrop of tightening U.S. restrictions on oil shipments, which have sharply reduced the island’s fuel supply and strained its already fragile energy grid. Cuban officials say years of economic sanctions, combined with dwindling oil deliveries from allies like Venezuela and Mexico, have deepened the country’s energy shortages and made the grid increasingly vulnerable to large-scale failures. 

Residents in Havana and other major cities reported darkened streets, non-functioning traffic lights, and widespread disruptions to daily life. While authorities say recovery efforts are underway, the blackout highlights the island’s ongoing struggle to maintain stable power amid geopolitical pressures and aging infrastructure. 


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