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Ontario Auto Insurance Just Changed: What Every Driver Needs to Know Before July 1

  If you drive in Ontario, this affects you — starting July 1, 2026 , the biggest shake-up to Ontario's auto insurance system in decades is here. Nine benefits that were automatically included in every policy for years are now optional extras you have to pay for separately — or go without. The Ford government is calling it consumer choice. Critics are calling it a coverage cliff. Either way, Ontario drivers need to understand what just changed before their next policy renewal — because the default "basic" plan is now much leaner than what you're used to. From Standard Package to À La Carte Ontario's auto insurance has always included a bundle of Statutory Accident Benefits (SABs) — no-fault coverage that kicks in when you're hurt in a collision, regardless of who caused it. Think income replacement, caregiver support, funeral costs. They were simply part of the deal. That changes now. Starting July 1, 2026, only three categories of benefits remain mandatory in...

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Your daily horoscope: March 30, 2026

 

IF TODAY IS YOUR BIRTHDAY

Your values will change dramatically this year. Where before you were eager to criticize people whose values you disagreed with now you will be more inclined to admit that truth is not fixed and that their outlook is as valid as your own.

ARIES (March 21 - April 20):

You will be in one of those moods today where you don’t care how much it costs to have fun. Even if you spend too much now you know you will get opportunities to make more cash later on, so go ahead and splash out.

TAURUS (April 21 - May 21):

Venus, your ruler, moves into your sign today, making this one of the pivotal moments of the year. Whatever your recent troubles may have been you can leave them behind and move ahead with confidence that life will soon be fun again.

GEMINI (May 22 - June 21):

The best way to get over your own inner issues is to help other people get over theirs. Reach out to someone who is going through a tough time and soothe their fears. By doing so you will help yourself as much as you help them.

CANCER (June 22 - July 23):

Don’t waste your time and energy trying to convert someone whose opinions and outlook on life are very different from your own. Their stubbornness may be annoying but they are as entitled to their own belief system as you are to yours.

LEO (July 24 - Aug. 23):

Something that has been worrying you for ages won’t seem so important as from today. On the work front, especially, what seemed like a major point of difference with an employer or a senior colleague will no longer concern you.

VIRGO (Aug. 24 - Sept. 23):

As Venus joins changes planet Uranus in the most adventurous area of your chart today it’s likely that you will feel somewhat restless. Find something different to do that does not require a far-reaching, and disruptive, change in your lifestyle.

LIBRA (Sept. 24 - Oct. 23):

Try not to be suspicious if a colleague goes out of their way to assist you today, even if they were previously one of your most vocal detractors. The planets indicate they really do want to forget the past and be more of an ally in the future.

SCORPIO (Oct. 24 - Nov. 22):

With Venus, planet of love, moving into your opposite sign today you won’t lack for opportunities to heal rifts, real or imagined, that have opened up between you and friends and loved ones. Be genuine in your desire to get back on good terms.

SAGITTARIUS (Nov. 23 - Dec. 21):

You have never been one to worry too much about details and you will be even less concerned with the nitty-gritty now that Venus is moving into the work area of your chart. You’re a “big picture” person - the little people can sort out the details.

CAPRICORN (Dec. 22 - Jan. 20):

Your mood will improve dramatically as the new week gets under way and because you are more open to other people they in turn will be more open to you. There is a real chance that your love life is about to receive an exciting boost.

AQUARIUS (Jan. 21 - Feb. 19):

If you use your powers of persuasion wisely today there is precious little that you cannot get. On the home front especially loved ones will be open to fulfilling your wishes, even those they may have been less than happy with before.

PISCES (Feb. 20 - Mar. 20):

Love planet Venus will make it easy for you to find the right words to win others round to your way of thinking and, more importantly, your way of feeling. You have a gift for painting uplifting pictures with everyday words. Use it.

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