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RRSP vs TFSA vs FHSA — Which Should You Prioritize in 2026?

  Published: April 2026 | Reading time: 11 min | Category: Investing, Personal Finance, Tax Savings Three registered accounts. Three sets of rules. And most Canadians are using at least one of them wrong. The RRSP, TFSA, and FHSA each offer powerful tax advantages — but they work in completely different ways, and the right priority order depends entirely on your income, your goals, and your timeline. Picking the wrong one first can cost you thousands in taxes over your lifetime. This guide breaks down exactly how each account works, who it's best for, and the optimal contribution strategy for 2026 based on your situation. A Quick Overview of All Three Accounts Before diving into strategy, here's how each account actually works: RRSP TFSA FHSA Contribution deductible? Yes No Yes Growth taxed? No No No Withdrawals taxed? Yes (as income) No No (if for a first home) 2026 annual limit 18% of income, max $32,490 $7,000 $8,000 Lifetime li...
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Artemis II Ignites a New Era of Human Spaceflight

 

People photograph NASA's Artemis II lunar flyby mission, with the next-generation moon rocket, the Space Launch System rocket and the Orion crew capsule, ahead of the launch of the Artemis II mission at the Kennedy Space Center in Cape Canaveral, Florida.


NASA is entering a historic moment as it prepares to launch Artemis II, the first crewed lunar mission in more than 50 years. The mission marks a major step toward returning humans to the Moon and eventually pushing onward to Mars.

A Return to Deep Space

Artemis II will send four astronauts—three Americans and one Canadian—on a 10‑day journey around the Moon, making it the farthest human spaceflight ever attempted. The crew will travel aboard the Orion spacecraft atop NASA’s powerful Space Launch System (SLS) rocket, launching from Kennedy Space Center in Florida. 

The Crew Leading the Mission

The Artemis II team includes NASA astronauts Christina Koch, Victor Glover, Reid Wiseman, and Canadian astronaut Jeremy Hansen. Their mission will test life‑support systems, spacecraft performance, and deep‑space operations in preparation for future lunar landings. 

Why Artemis II Matters

This mission is a crucial stepping stone toward NASA’s long‑term lunar ambitions. It follows the uncrewed Artemis I flight of 2022 and will pave the way for Artemis III and IV, which aim to land astronauts on the Moon’s surface—including the lunar south pole—later this decade. 

A New Chapter in Exploration

With Artemis II, NASA is not only reviving human lunar exploration but also expanding international and commercial partnerships. The mission symbolizes a renewed global commitment to exploring 

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