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RRSP vs TFSA vs FHSA — Which Should You Prioritize in 2026?

  Published: April 2026 | Reading time: 11 min | Category: Investing, Personal Finance, Tax Savings Three registered accounts. Three sets of rules. And most Canadians are using at least one of them wrong. The RRSP, TFSA, and FHSA each offer powerful tax advantages — but they work in completely different ways, and the right priority order depends entirely on your income, your goals, and your timeline. Picking the wrong one first can cost you thousands in taxes over your lifetime. This guide breaks down exactly how each account works, who it's best for, and the optimal contribution strategy for 2026 based on your situation. A Quick Overview of All Three Accounts Before diving into strategy, here's how each account actually works: RRSP TFSA FHSA Contribution deductible? Yes No Yes Growth taxed? No No No Withdrawals taxed? Yes (as income) No No (if for a first home) 2026 annual limit 18% of income, max $32,490 $7,000 $8,000 Lifetime li...
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U.S. Signals Rapid Exit From Iran Conflict as Trump Escalates NATO Threats

Donald Trump scaled up threats to pull the United States out of the NATO defence alliance if European states did not help stop Iran blocking the Strait of Hormuz.

President Donald Trump has indicated that the United States may withdraw from the Iran conflict within weeks, even without a negotiated agreement, while simultaneously amplifying threats to pull the country out of NATO. 

Trump told reporters that U.S. involvement in the Iran war could end “within two weeks, maybe three,” stressing that Iran “doesn’t have to make a deal” for the U.S. to depart. His comments come amid ongoing missile and drone exchanges across the region, including strikes in Kuwait, Bahrain, and Tehran. 

At the same time, Trump criticized NATO allies for what he described as a lack of support in the conflict, calling the alliance a “paper tiger” and suggesting that withdrawing U.S. membership is now “beyond reconsideration.”

The remarks highlight Washington’s shifting and sometimes contradictory messaging as the conflict continues to disrupt global energy markets. The International Energy Agency warns that oil supply losses could double this month due to Iran’s effective closure of the Strait of Hormuz. 

The White House says Trump will address the nation with an update on Iran, signaling that major policy announcements may be imminent. 


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