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Top Savings and GIC Rates in Canada This Week

                                                                             Canadians looking to maximize their returns on safe investments have strong options this week, with both high-interest savings accounts (HISAs) and guaranteed investment certificates (GICs) offering competitive rates. High-Interest Savings Accounts KOHO Earn Interest Account continues to lead with an impressive 3.5% interest rate , offering unlimited transactions and cashback perks. Other online banks and credit unions are hovering around 3.0%–3.25% , making HISAs a flexible choice for those who want liquidity while still earning meaningful returns. Guaranteed Investment Certificates (GICs) For short-term savers, MCAN Wealth is offering 3.65% on a 1-year GIC , one of the hig...

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Budget Grocery Shopping Tips to Save Money



 Here are some time-saving grocery tips that you might find useful:

1. Use a master grocery list: A master grocery list is a reusable list of all the items you regularly buy. You reference it every time you make your shopping list, to make sure you don’t forget anything. It’s also a huge time-saver! Just grab your master grocery list and check your fridge, pantry, and freezer to see what you need to buy.

2. Try Eat at Home Meals: If you’re looking for a more done-for-you solution (and wish someone else planned your meals), check out Eat at Home Meals! They provide monthly menus AND the coordinating shopping lists. You can choose meals from 4 different styles – Traditional, Wholesome, Slow Cooker/Instant Pot, and No Flour/No Sugar. 

3. Create an official grocery list: Plan out weekly meals and snacks, then create a grocery list based on your menu. Sticking to your grocery list will save you time aimlessly wandering around the store.

4. Avoid grocery shopping after work: If possible, avoid grocery shopping after work. Quitting time is when most people do their shopping, so stores are often crowded during this time.

5. Buy in bulk: Buying in bulk can save you both time and money in the long run.

6. Check the unit price: When buying groceries, always check the unit price to ensure that you’re getting the best deal.

7. Do not shop hungry: Shopping while hungry can lead to impulse buying and overspending.

8. Pre-cook or marinate meat: If you buy large packages of meat, pre-cook or marinate it and then freeze it to speed up meal times.

9. Wash and/or cut up fruit and vegetables once a week: Spend some time once a week washing and/or cutting up fruit and vegetables so that they’re ready to eat when you need them.




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