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How Crypto is Taxed in Canada — What CRA Expects From You (2026 Guide)

  Published: April 2026 | Reading time: 11 min | Category: Taxes, Investing, Personal Finance A lot of Canadians still believe cryptocurrency exists in a tax-free grey zone. It does not. The Canada Revenue Agency is very clear on this: crypto is taxable, every transaction counts, and CRA has been aggressively pursuing crypto investors who don't report correctly. If you've bought, sold, traded, or earned any cryptocurrency in Canada — Bitcoin, Ethereum, Solana, or anything else — this guide explains exactly what CRA expects from you, what counts as a taxable event, and how to reduce your tax bill legally. The CRA's Official Position on Crypto The CRA treats cryptocurrency as a commodity , not a currency. This is a critical distinction. It means: Crypto is subject to either capital gains tax or income tax depending on how you use it Every time you dispose of crypto — sell it, trade it, spend it, or give it away — you trigger a taxable event Simply holding cryp...

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Budget Grocery Shopping Tips to Save Money



 Here are some time-saving grocery tips that you might find useful:

1. Use a master grocery list: A master grocery list is a reusable list of all the items you regularly buy. You reference it every time you make your shopping list, to make sure you don’t forget anything. It’s also a huge time-saver! Just grab your master grocery list and check your fridge, pantry, and freezer to see what you need to buy.

2. Try Eat at Home Meals: If you’re looking for a more done-for-you solution (and wish someone else planned your meals), check out Eat at Home Meals! They provide monthly menus AND the coordinating shopping lists. You can choose meals from 4 different styles – Traditional, Wholesome, Slow Cooker/Instant Pot, and No Flour/No Sugar. 

3. Create an official grocery list: Plan out weekly meals and snacks, then create a grocery list based on your menu. Sticking to your grocery list will save you time aimlessly wandering around the store.

4. Avoid grocery shopping after work: If possible, avoid grocery shopping after work. Quitting time is when most people do their shopping, so stores are often crowded during this time.

5. Buy in bulk: Buying in bulk can save you both time and money in the long run.

6. Check the unit price: When buying groceries, always check the unit price to ensure that you’re getting the best deal.

7. Do not shop hungry: Shopping while hungry can lead to impulse buying and overspending.

8. Pre-cook or marinate meat: If you buy large packages of meat, pre-cook or marinate it and then freeze it to speed up meal times.

9. Wash and/or cut up fruit and vegetables once a week: Spend some time once a week washing and/or cutting up fruit and vegetables so that they’re ready to eat when you need them.




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