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5 Things to Know Today: Midterms Day, Oil Plunge, Trade Deal, Budget (Nov 3)

  Canadian Money Brief • Tuesday, November 3, 2026 It’s Election Day in the United States, oil just had its biggest one-day drop since late July, and Ottawa tables its budget on Thursday. Here are five things to know today, and what each one means for your wallet. 1. U.S. midterms: Canada is watching Americans vote in the midterm elections today. Markets are expecting Democrats to win the House of Representatives, while control of the Senate is still uncertain. Trade policy has been a campaign issue, especially in border states such as Michigan and Maine, where Republican candidates have faced pressure over tariffs that have hurt local businesses. What it means for you: The result could move the loonie, the TSX and the tariff talks over the coming days, but one election night is rarely a reason to rebuild your TFSA or RRSP. If you need to convert Canadian dollars to U.S. dollars soon, expect choppy exchange rates. 2. Oil plunges on Iran diplomacy, then bounces Oil fell sharply o...
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Fake Goods: How to Stay Safe When Shopping Online






Fake goods are everywhere online, and they can pose a threat to your health, safety, and wallet. Experts say that you should be careful when shopping online, especially from third-party vendors or unknown sellers.

Here are some ways to avoid buying a fake:

1. Buy from a brand’s own site or an authorized seller, such as Best Buy, Macy’s, or Footlocker. These retailers have strict policies and quality control to ensure that they sell only authentic products.

2. Research the seller before you buy. You can read online reviews from other customers, visit their website, check their return policy, and look for signs of legitimacy, such as contact information, customer service, and secure payment methods.

3. Be wary of prices that are too good to be true. If a product is significantly cheaper than the market price, it may be a counterfeit. You can compare prices across different websites and check the official website of the brand for the suggested retail price.

4. Inspect the product carefully when you receive it. Look for any signs of poor quality, such as spelling errors, missing labels, wrong logos, or faulty packaging. If you suspect that you bought a fake, you should contact the seller and request a refund. You can also report the seller to the online platform or the authorities.

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