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Canada’s Economy Has Now Stalled Twice. Is Your Emergency Fund Ready?

  Canada’s Economy Has Now Stalled Twice. Is Your Emergency Fund Ready? Canada's economy is losing momentum, and it is a good time to ask yourself an important question: If your income disappeared tomorrow, how long could you cover your bills without borrowing money? Statistics Canada's latest GDP report, released October 30, showed that Canada's economy recorded virtually no growth in August for the second consecutive month. An early estimate suggests economic activity contracted by 0.1% in September. Preliminary figures indicate that the economy grew by just 0.3% during the third quarter, although the official numbers have yet to be released. The slowdown follows a period of economic uncertainty, elevated household expenses and pressure on borrowers. While these figures do not confirm that Canada is entering a recession, they highlight why households should prepare for unexpected financial setbacks. The good news? You do not need a large income to start building a financi...
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Travel Tips: 7 Tips for Overseas Flights


Travel Tips: 7 Tips for Overseas Flights



 Here are some tips for overseas flights that can help you prepare for your trip:

  1. Pack lightly. Overpacking can be a hassle when you’re traveling overseas. You don’t want to carry too much luggage around with you. Try to pack only what you need and leave the rest at home.

  2. Choose an aisle seat. On long flights, it’s recommended that you get up and walk to stretch your muscles and avoid blood clots in your legs. This is much easier to do in an aisle seat, so book one as soon as you book your ticket.

  3. Use travel apps. Apps can be a savior when traveling, but especially when you’re abroad. You can use travel apps to keep in touch with your airline, translate different languages, search for services at airports, choose your seats and myriad other tasks.

  4. Dress comfortably. On a long flight, you want to look well-dressed, but you also want to be comfortable. Wear clothes that are loose-fitting and comfortable.

  5. Arrive early. Most airlines want you at the airport at least two hours before your flight takes off, especially if you’re leaving from a U.S. international gateway airport. It will give you time to check your bags, check-in, navigate the airport security checkpoint and get to your gate in plenty of time and arrive stress-free.

  6. Zip through customs. Those who travel internationally know that U.S. Customs and Immigration lines can be a nightmare, especially at peak arrival times at the major international U.S. airports. Smart travelers carry the Global Entry card, which speeds you right past the Immigration and Customs lines.

  7. Lounge around. Because you need to be at the airport so far in advance, consider paying for access to an airline-branded or airport lounge.

I hope these tips help! Let me know if there’s anything else I can help with.
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