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The Mortgage Renewal Wave Just Peaked — Here's What the Data Actually Shows

Published August 30, 2026 For three years, "the mortgage renewal wall" has been the scariest phrase in Canadian personal finance — the idea that a flood of ultra-cheap, pandemic-era mortgages would come due at much higher rates and trigger a wave of forced sales. That wall is now mostly behind us. Two new 2026 surveys, one from Royal LePage and one from Rates.ca, show what actually happened when it hit. The short version: it hurt, budgets tightened hard for a lot of people, but the mass default many feared simply didn't show up. The last big group is renewing right now Royal LePage's 2026 Mortgage Renewal Survey, released August 19 and based on a Leger poll of 1,127 Canadians renewing this year, pins down where things stand: about 12% of all outstanding Canadian mortgages are five-year, fixed-payment loans taken out during the 2020–2022 ultra-low-rate window, and this is their last major renewal wave. The Bank of Canada's overnight rate sat at just 0.25% through m...
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Healthy Eating Tips: Jamie Oliver's valuable tips to get your kids to eat healthy.


 Jamie Oliver, a renowned British chef, is known for his advocacy for healthier diets for school children1. Here are some of his best advice for busy parents:


1. Teach them to cook: Involving your children in cooking will give them a sense of how ingredients become meals and an appreciation for the process. It’s not only a valuable life skill but also a habit that can be developed over time.

2. Use your freezer: Keeping frozen vegetables in stock is a healthy and convenient option. Vegetables like squashes, potatoes, and carrots are affordable and can be used to prepare easy meals throughout the year.

3. Involve them in shopping and prep: Taking your kids to the grocery store or farmers’ market, even if you’re just browsing, can help build their familiarity with healthy ingredients. It creates an experience they’ll remember and associate with fun.

4. Offer good options: Instead of giving your kids the choice between unhealthy fast food and homemade meals, ensure that both options are healthy. For example, let them choose between a protein-packed sandwich with leafy greens or a homemade soup.

5. Explore recipes to cook with kids: This will not only develop their culinary skills but also introduce them to new tastes and textures.

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