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Canadian Insolvencies Hit a 16-Year High — What the New Data Means for You

  More than 37,000 Canadians filed for insolvency in just three months — the highest quarterly total since the 2009 financial crisis. New data paints a sobering picture of where household finances stand heading into summer 2026. Fresh data from the Office of the Superintendent of Bankruptcy (OSB) and a new Equifax Canada report released this week confirm what many Canadians have been feeling: the financial pressure is real, it is growing, and it is reaching households that once seemed insulated from serious debt trouble. 📊 Q1 2026 — Key Numbers at a Glance 37,121 Consumer insolvencies filed in Q1 2026 +8.5% Year-over-year increase 17/hr Canadians filing every single hour $2.66T Total Canadian consumer debt The Highest Volume Since the 2009 Financial Crisis The Canadian Association of Insolvency and Restructuring Professionals (CAIRP) confirmed that Q1 2026's tally of 37,121 consumer insolvency filings is the largest quarterly figure since 2009 — the year North America was still re...
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Health and Fitness: Tips for the Fall Season

                                 

Fall is here, and with it comes cooler weather, shorter days, and a lot of temptations to stay indoors and indulge in comfort foods. However, fall is also a great time to focus on your health and fitness goals, and to prepare your body and mind for the winter ahead. Here are some tips to help you stay healthy and fit this fall season.

1.  Keep moving. Exercise is essential for your physical and mental well-being, especially as the days get darker and colder. Aim for at least 150 minutes of moderate-intensity aerobic activity per week, such as brisk walking, jogging, cycling, or swimming. You can also try some outdoor activities that are fun and seasonal, such as hiking, raking leaves, or playing in the park with your kids or pets.

2.  Eat well. Fall is a time of harvest, and there are plenty of nutritious and delicious fruits and vegetables in season, such as apples, pears, pumpkins, squash, kale, and Brussels sprouts. Incorporate these foods into your meals and snacks, and enjoy the variety of flavors and colors they offer. Avoid processed and sugary foods that can spike your blood sugar and make you feel sluggish. Instead, opt for whole grains, lean proteins, healthy fats, and plenty of water to keep you energized and hydrated.

3. Boost your immunity. As the flu season approaches, it is important to take care of your immune system and prevent infections. Some ways to boost your immunity include getting enough sleep, managing stress, washing your hands frequently, and getting vaccinated. You can also supplement your diet with foods that are rich in vitamin C, zinc, and antioxidants, such as citrus fruits, berries, nuts, seeds, and green tea.

4. Stay positive. Fall can be a challenging time for some people who struggle with seasonal affective disorder (SAD), a type of depression that occurs during the fall and winter months. If you feel sad, hopeless, or irritable during this time of the year, you are not alone. Seek professional help if you need it, and try some natural remedies that can improve your mood, such as light therapy, aromatherapy, meditation, or yoga.

5. Set goals. Fall is a great time to reflect on your achievements so far this year, and to set new goals for the rest of the year and beyond. Whether you want to lose weight, gain muscle, run a marathon, or learn a new skill, having a clear and realistic goal can motivate you to take action and track your progress. You can also reward yourself for reaching your milestones along the way, such as buying new clothes, getting a massage, or taking a trip.


Fall is a beautiful and exciting season that offers many opportunities to improve your health and fitness. By following these tips, you can make the most of this time of the year and enjoy the benefits of a healthy and fit lifestyle.

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