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5 Things to Know Today About Your Money — May 12, 2026

  A lot is happening in the Canadian money world right now. From a new sovereign wealth fund you can actually invest in, to lower payroll costs coming your way, here are the five things every Canadian should know about their money today. 1. The Bank of Canada Is Holding Rates — For Now On April 29, 2026 , the Bank of Canada held its overnight rate at 2.25% (Bank Rate: 2.50%, deposit rate: 2.20%). Governor Tiff Macklem has flagged that the economy is growing at a moderate pace as it adjusts to U.S. tariffs, but inflation — now around 2.4% — is edging up due to higher oil prices tied to the ongoing Middle East conflict. The Bank projects 1.2% economic growth for 2026, picking up to 1.6% in 2027. What it means for you: Variable-rate mortgage and line-of-credit holders get a brief reprieve — but watch oil prices. If inflation keeps rising, a rate hike could follow. 2. Your CPP Contributions Are Getting a Cut in 2027 The 2026 Spring Economic Update proposes to reduce the base CPP con...

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Health and Fitness: Tips for the Fall Season

                                 

Fall is here, and with it comes cooler weather, shorter days, and a lot of temptations to stay indoors and indulge in comfort foods. However, fall is also a great time to focus on your health and fitness goals, and to prepare your body and mind for the winter ahead. Here are some tips to help you stay healthy and fit this fall season.

1.  Keep moving. Exercise is essential for your physical and mental well-being, especially as the days get darker and colder. Aim for at least 150 minutes of moderate-intensity aerobic activity per week, such as brisk walking, jogging, cycling, or swimming. You can also try some outdoor activities that are fun and seasonal, such as hiking, raking leaves, or playing in the park with your kids or pets.

2.  Eat well. Fall is a time of harvest, and there are plenty of nutritious and delicious fruits and vegetables in season, such as apples, pears, pumpkins, squash, kale, and Brussels sprouts. Incorporate these foods into your meals and snacks, and enjoy the variety of flavors and colors they offer. Avoid processed and sugary foods that can spike your blood sugar and make you feel sluggish. Instead, opt for whole grains, lean proteins, healthy fats, and plenty of water to keep you energized and hydrated.

3. Boost your immunity. As the flu season approaches, it is important to take care of your immune system and prevent infections. Some ways to boost your immunity include getting enough sleep, managing stress, washing your hands frequently, and getting vaccinated. You can also supplement your diet with foods that are rich in vitamin C, zinc, and antioxidants, such as citrus fruits, berries, nuts, seeds, and green tea.

4. Stay positive. Fall can be a challenging time for some people who struggle with seasonal affective disorder (SAD), a type of depression that occurs during the fall and winter months. If you feel sad, hopeless, or irritable during this time of the year, you are not alone. Seek professional help if you need it, and try some natural remedies that can improve your mood, such as light therapy, aromatherapy, meditation, or yoga.

5. Set goals. Fall is a great time to reflect on your achievements so far this year, and to set new goals for the rest of the year and beyond. Whether you want to lose weight, gain muscle, run a marathon, or learn a new skill, having a clear and realistic goal can motivate you to take action and track your progress. You can also reward yourself for reaching your milestones along the way, such as buying new clothes, getting a massage, or taking a trip.


Fall is a beautiful and exciting season that offers many opportunities to improve your health and fitness. By following these tips, you can make the most of this time of the year and enjoy the benefits of a healthy and fit lifestyle.

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