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Bank of Canada Rate Decision Countdown: What to Expect on July 15

  Published July 4, 2026 In eleven days, the Bank of Canada will make its fifth interest rate call of 2026. If you've got a mortgage renewing, a variable rate that moves with the Bank's decisions, or savings sitting in a high-interest account, this is the date to have circled. Here's where things stand heading into July 15, and what the smart money is expecting. Where the rate sits right now The Bank of Canada has held its policy rate at 2.25% since its last two decisions, with the Bank Rate at 2.50% and the deposit rate at 2.20%. The July 15 announcement, released at 9:45 a.m. ET, will also come with a full Monetary Policy Report, since the Bank publishes its detailed economic projections quarterly alongside the January, April, July, and October decisions. Why most economists expect another hold The case for standing pat comes down to two forces pulling in opposite directions: Inflation is running hot, but mostly for one reason. Canada's headline inflation rate jumped...
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Intermittent Fasting: A Simple and Effective Way to Improve Your Health

 


Intermittent fasting is a popular eating pattern that involves cycling between periods of eating and fasting. It can have various benefits for your body and brain, such as weight loss, reduced inflammation, improved cell repair, and enhanced cognitive function.

There are different ways to practice intermittent fasting, such as:

1 Alternate-day fasting: Eat a normal diet one day and either completely fast or have one small meal (less than 500 calories) the next day.

2. 5:2 fasting: Eat a normal diet five days a week and fast two days a week.

3.  Daily time-restricted fasting: Eat normally but only within an eight-hour window each day. For example, skip breakfast but eat lunch around noon and dinner by 8 p.m.

According to several studies, intermittent fasting can help you lose weight and visceral fat, which is the harmful fat that accumulates around your organs. This is because intermittent fasting lowers your insulin levels, increases your human growth hormone (HGH) levels, and boosts your metabolism, all of which facilitate fat burning.

Intermittent fasting can also improve your heart health by lowering your blood pressure, resting heart rate, cholesterol levels, and blood sugar levels. Moreover, intermittent fasting can reduce inflammation and oxidative stress in your body, which are linked to various chronic diseases such as Alzheimer's disease, arthritis, asthma, multiple sclerosis, and stroke.

Intermittent fasting may also enhance your brain function by improving your memory, learning, and mood. This is because intermittent fasting stimulates the growth of new brain cells, increases the production of brain-derived neurotrophic factor (BDNF), and protects your brain from damage and aging.

Intermittent fasting is generally safe and effective for most people, but it may not be suitable for everyone. If you are pregnant, breastfeeding, diabetic, or have any medical condition, you should consult your doctor before trying intermittent fasting. You may also experience some side effects such as hunger, fatigue, insomnia, nausea, or headaches when you start intermittent fasting, but they usually go away within a month.

Intermittent fasting is a simple and effective way to improve your health and well-being. By following an eating pattern that suits your lifestyle and preferences, you can enjoy the benefits of intermittent fasting without feeling deprived or stressed.



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