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5 Things to Know Today: BoC Decision Looms, Oil Spikes, Bigger CCB Cheques Land

  Tuesday, July 14, 2026 Good morning. Here's what Canadians need to know today, from tomorrow's Bank of Canada rate call to a bigger Canada Child Benefit deposit landing next week. 1. Bank of Canada decides tomorrow — a hold is widely expected The Bank of Canada announces its interest rate decision Wednesday, July 15, at 9:45 a.m. ET, alongside its quarterly Monetary Policy Report. Markets and economists widely expect the Bank to hold its key rate at 2.25%, with Governor Tiff Macklem holding a press conference at 10:45 a.m. ET to explain the decision. What it means for you: If you're renewing a mortgage or carrying a variable-rate loan or HELOC, tomorrow's decision likely won't change your payment. But watch the tone of the statement closely — renewed oil-price pressure (see #3) could shape how the Bank talks about inflation risk heading into the fall. 2. U.S. inflation data drops this morning The U.S. Bureau of Labor Statistics releases its June Consumer Price In...
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Explore the need for COVID booster shots this fall

 


Canada: The National Advisory Committee on Immunization (NACI) in Canada has been actively monitoring COVID-19 vaccine guidance. In July 2023, they provided recommendations for the use of COVID-19 vaccines in the fall. These recommendations consider factors such as vaccine protection, duration of protection, and concurrent administration with other vaccines.

United States: As of October 3, 2023, the updated Novavax vaccine has been recommended for use in the U.S. Additionally, the updated Pfizer-BioNTech and Moderna COVID-19 vaccines are also recommended for use in the U.S. population.

Booster Doses:

Redesigned Vaccine: In the fall of 2023, a newly redesigned vaccine will be available for the entire U.S. population, including all age groups. This means a new booster dose will be recommended for anyone over the age of 6 months.

Timing: Getting a booster shot now can help build up antibodies ahead of the holiday season, especially as people travel and gather during Thanksgiving and other festivities.

Safety and Effectiveness:

Combining Vaccines: It’s safe to get the COVID shot and the flu shot at the same time. In fact, new research suggests that receiving both shots together could enhance the effectiveness of the COVID vaccine.

Individual Considerations: Consult your healthcare provider to assess your specific situation, taking into account your risk factors, overall health, and any previous vaccinations.

Remember, staying informed and following public health guidelines is crucial. If you have any concerns or questions, reach out to your healthcare provider. 

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