Skip to main content

Featured

RRSP vs TFSA vs FHSA — Which Should You Prioritize in 2026?

  Published: April 2026 | Reading time: 11 min | Category: Investing, Personal Finance, Tax Savings Three registered accounts. Three sets of rules. And most Canadians are using at least one of them wrong. The RRSP, TFSA, and FHSA each offer powerful tax advantages — but they work in completely different ways, and the right priority order depends entirely on your income, your goals, and your timeline. Picking the wrong one first can cost you thousands in taxes over your lifetime. This guide breaks down exactly how each account works, who it's best for, and the optimal contribution strategy for 2026 based on your situation. A Quick Overview of All Three Accounts Before diving into strategy, here's how each account actually works: RRSP TFSA FHSA Contribution deductible? Yes No Yes Growth taxed? No No No Withdrawals taxed? Yes (as income) No No (if for a first home) 2026 annual limit 18% of income, max $32,490 $7,000 $8,000 Lifetime li...

article

How to prevent heart disease and stroke

Heart disease and stroke are two of the leading causes of death and disability worldwide. They are both caused by problems with the blood vessels that supply oxygen and nutrients to the heart and brain. The most common risk factors for heart disease and stroke are high blood pressure, high cholesterol, smoking, diabetes, obesity, physical inactivity, and unhealthy diet.

Fortunately, there are many ways to prevent heart disease and stroke, or to reduce their impact if they occur. Here are some tips to keep your heart and brain healthy:

1. Monitor your blood pressure and cholesterol levels regularly and follow your doctor's advice on how to control them.

2. Quit smoking or avoid exposure to secondhand smoke.

3. Manage your blood sugar levels if you have diabetes or prediabetes.

4. Maintain a healthy weight and avoid abdominal obesity.

5. Exercise regularly for at least 150 minutes per week of moderate-intensity aerobic activity, such as brisk walking, cycling, or swimming.

6.  Eat a balanced diet that is low in saturated fat, trans fat, salt, and added sugars, and high in fruits, vegetables, whole grains, nuts, seeds, fish, and lean meats.

7. Limit your alcohol intake to no more than one drink per day for women and two drinks per day for men.

8. Manage your stress levels and practice relaxation techniques, such as meditation, yoga, or deep breathing.

9. Seek medical attention promptly if you experience any signs or symptoms of heart attack or stroke, such as chest pain, shortness of breath, arm or leg weakness, facial drooping, slurred speech, or sudden severe headache.

By following these steps, you can lower your risk of heart disease and stroke and improve your quality of life. Remember that prevention is better than cure!


Comments