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Canadians Are Feeling Less Squeezed — But Fraud Is Rewriting How We Manage Credit

  New data from TransUnion's Q2 2026 Canada Consumer Pulse Study, released July 22, 2026 There's a small but real shift happening in Canadian households right now. After years of headlines about affordability and inflation, a new survey suggests things are slightly less bleak — but Canadians aren't relaxing. They're getting more careful, and increasingly, more worried about fraud than about their credit score. TransUnion's newest Consumer Pulse Study, out today, paints a picture of a country cautiously exhaling — while quietly tightening the locks on its financial front door. The Good News: A Little More Breathing Room For the first time in a while, the numbers aren't all doom. Roughly a quarter of Canadians surveyed said their household income rose over the past three months, and nearly one in four say their finances are running better than they expected this year — the best reading TransUnion has recorded in the past 12 months. Optimism is edging up too: 45% ...
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5 Budget-Friendly Gift Ideas for the 2023 Holiday Season



 Here are some budget-friendly and thoughtful gifts for your loved ones without breaking the bank of this Holiday Season.

  1. Subscription boxes: Subscription boxes are a great way to give a gift that keeps on giving. You can choose from a variety of options such as beauty, food, books, and more. Some popular subscription boxes include Birchbox, Ipsy, and Book of the Month. Prices start at around $10 per month.

  2. DIY kits: DIY kits are another great option for budget-friendly gifts. You can choose from a variety of options such as knitting, painting, and baking. Some popular DIY kits include We Are Knitters, Paint by Numbers, and Bake Me A Wish. Prices start at around $20.

  3. Experiences: Experiences are a great way to give a gift that creates memories. You can choose from a variety of options such as cooking classes, wine tastings, and spa treatments. Some popular experience options include Groupon, LivingSocial, and SpaFinder. Prices vary depending on the experience.

  4. Charitable donations: Charitable donations are a great way to give back during the holiday season. You can choose from a variety of options such as animal welfare, environmental causes, and children’s charities. Some popular charitable organizations include World Wildlife Fund, Greenpeace, and Save the Children. Prices vary depending on the organization.

  5. Gift cards: Gift cards are a great option for those who are hard to shop for. You can choose from a variety of options such as restaurants, retailers, and online stores. Some popular gift card options include Amazon, Starbucks, and Walmart. Prices vary depending on the retailer.

I hope these ideas help you find the perfect gift for your loved ones this holiday season. Happy shopping! 

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