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How to Pay Less Tax in Ontario in 2026 — A Complete Guide for Canadians

             Published: April 2026 | Reading time: 10 min | Category: Tax Savings, Personal Finance If you live in Ontario, you already know the tax bite is real. Between federal and provincial income tax, you could be handing over 43% or more of every extra dollar you earn. The good news? The Canadian tax system is loaded with legal ways to keep more of your money — and most people aren't using all of them. This guide covers every major strategy available to Ontario residents in 2026, from basic deductions to advanced moves that most people miss. Whether you're employed, self-employed, or earning investment income, there's something here for you. Why Ontario Residents Pay More Tax Than Most Canadians Ontario's combined federal and provincial marginal tax rates are among the highest in Canada. Here's what you're actually paying depending on your income in 2026: Taxable Income Combined Federal + Ontario Rate Up to $51,446 ~20.0...
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gingerbread men cookies

 

  • Ingredients:

    • 1/2 cup butter, softened
    • 3/4 cup packed dark brown sugar
    • 1/3 cup molasses
    • 1 large egg
    • 1 tablespoon water
    • 2-2/3 cups all-purpose flour
    • 1 teaspoon baking soda
    • 1/2 teaspoon salt
    • 1 teaspoon ground cinnamon
    • 1 teaspoon ground ginger
    • 1/2 teaspoon ground allspice
    • 1/2 teaspoon ground cloves
    • Frosting of your choice

  • Instructions:

    1. Cream butter and brown sugar until light and fluffy, 5-7 minutes.
    2. Beat in molasses, egg and water.
    3. In another bowl, whisk together remaining ingredients minus frosting; gradually beat into creamed mixture.
    4. Divide dough in half. Shape each into a disk; cover. Refrigerate until easy to handle, about 30 minutes.
    5. Preheat oven to 350°. On a lightly floured surface, roll each portion of dough to 1/8-in. thickness. Cut with a floured 4-in. gingerbread man cookie cutter. Place 2 in. apart on greased baking sheets.
    6. Bake until edges are firm, 8-10 minutes. Remove to wire racks to cool completely.
    7. Frost as desired.

Enjoy your gingerbread men cookies! 

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