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Ottawa's Parliament Hill, where the Carney government is rolling out Canada's largest fiscal stimulus package since 1980. / Photo: Unsplash. MoneySavings.ca  ·  Economy & Policy Monday, April 13, 2026  ·  Daily Edition Canada at a crossroads: oil shock, frozen rates, and a trade deal on the clock Canada's economy is navigating a uniquely complicated moment in 2026. A Middle East conflict has sent oil prices surging past US$104 a barrel, a once-in-a-generation fiscal stimulus package is being rolled out in Ottawa, and the clock is ticking on a renegotiation of Canada's most important trade agreement. For everyday Canadians, this means uncertainty at the gas pump, a central bank with limited room to cut rates, and a federal government betting big on public spending to kick-start growth. Here is what you need to know about the forces shaping the Canadian economy right now. 1. The Bank of Canada is stuck — and oil is why The Bank of Canada has held it...
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Holiday Gifting on a Budget: Tips and Tricks

 


The holiday season is a time for giving, but it can also be a time of financial stress. If you’re looking for ways to save money on holiday gifts this year, you’re not alone. Here are some tips and tricks to help you stay within your budget while still giving thoughtful and meaningful gifts:

  1. Set a budget: Before you start shopping, decide how much you can afford to spend on gifts. Make a list of everyone you need to buy for and allocate a specific amount for each person.

  2. Shop early: Start your holiday shopping early to avoid last-minute impulse buys. This will give you time to compare prices and find the best deals.

  3. Get creative: Consider making your own gifts or giving gifts of service, like a homecooked meal or a night of babysitting. These gifts can be just as thoughtful and meaningful as store-bought gifts.

  4. Shop smart: Look for deals and discounts on holiday gifts. Many online retailers offer payment plans, which can help you spread out the cost of your purchases. You can also consider buying second-hand items or shopping at discount stores.

  5. Communicate with loved ones: Let your loved ones know if you’re planning to go without gift-giving, or purchase smaller gifts to stay within budget, and ask that they do the same for you. Some friends and family might welcome the opportunity to cut back or consider alternatives to gift giving.

Remember, the holidays are about spending time with loved ones, not about how much you spend on gifts. With a little creativity and planning, you can give thoughtful and meaningful gifts without breaking the bank.


 

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