U.S. stocks edged lower as investors navigated a mix of rising oil prices, corporate earnings signals, and shifting expectations around Federal Reserve policy. The Dow, S&P 500, and Nasdaq all turned down after early gains, reflecting a market grappling with geopolitical tensions and inflation concerns. Indexes Pull Back All three major indexes slipped roughly between 0.3% and 0.6%, giving back some of the previous session’s momentum. The downturn followed renewed volatility in energy markets and cautious sentiment around consumer spending. Oil Prices Add Fresh Pressure Crude prices extended their sharp rally, driven by heightened worries over a potential U.S.–Iran conflict. Brent crude climbed above $71 per barrel, while West Texas Intermediate hovered near $66 — its biggest daily jump since October. Rising energy costs revived inflation concerns and weighed on equities. Walmart Earnings in Focus Walmart posted stronger‑than‑expected results, but its cautious pro...
The holiday season often brings with it the need to return or exchange gifts, but this year, consumers are facing a new challenge: return fees. A growing number of retailers are implementing charges for returned merchandise, leaving many shoppers navigating a complex landscape of return policies.
Understanding the Change
- Increased Fees: Approximately 40% of retailers now charge return fees, a notable increase from 31% last year.
- Policy Shifts: Return windows are shrinking as pandemic-era extensions fade away.
Strategies to Minimize Costs
- Loyalty Programs: Joining retailer loyalty programs can offer benefits like free returns, exclusive sales, and reward points.
- In-Store Returns: Avoid fees by returning items directly to the store, with many retailers offering free in-store returns.
- Careful Selection: Take the time to choose the right item initially to reduce the likelihood of needing a return.
The Future of Returns Return fees are likely here to stay, and experts suggest that shoppers prepare themselves and their budgets for these additional costs. With online shopping continuing to grow, free returns for everyone may become unsustainable.
By adopting these strategies, consumers can navigate the changing landscape of return policies and minimize the impact of return fees on their post-holiday shopping experience. Remember, a little preparation and knowledge can go a long way in saving money and hassle. Happy shopping!
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