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5 Things to Know Today: TSX Recap, Oil Eases, Loonie Under Pressure & Alberta's Pipeline Announcement (July 3, 2026)

  Friday, July 3, 2026 Here's what's moving markets and your money this morning — from Bay Street to the pumps to Ottawa. 1. TSX gains as investors digest a mixed session The S&P/TSX Composite closed up 0.31% on Thursday at 34,966.67 points (+109.68), its first full trading day back after the Canada Day holiday. Financials were mixed — Brookfield edged higher while TD Bank slipped nearly 1% — but mining stocks got a lift as gold prices ticked up, with Barrick and Franco-Nevada both up more than 3%. Shopify was the standout, jumping over 5% after settling a dispute with Shopline. 2. Oil prices ease as Iran-US talks continue in Doha Crude prices pulled back further and are now trading closer to pre-conflict levels after another round of indirect US-Iran talks in Doha, even though the sides didn't reach a breakthrough. That's welcome news for anyone filling up this long weekend, and it's also easing some of the energy-driven inflation pressure that's been compl...
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Navigating Return Fees: A Guide to Smarter Post-Holiday Shopping

 

The holiday season often brings with it the need to return or exchange gifts, but this year, consumers are facing a new challenge: return fees. A growing number of retailers are implementing charges for returned merchandise, leaving many shoppers navigating a complex landscape of return policies.

Understanding the Change

  • Increased Fees: Approximately 40% of retailers now charge return fees, a notable increase from 31% last year.
  • Policy Shifts: Return windows are shrinking as pandemic-era extensions fade away.

Strategies to Minimize Costs

  • Loyalty Programs: Joining retailer loyalty programs can offer benefits like free returns, exclusive sales, and reward points.
  • In-Store Returns: Avoid fees by returning items directly to the store, with many retailers offering free in-store returns.
  • Careful Selection: Take the time to choose the right item initially to reduce the likelihood of needing a return.

The Future of Returns Return fees are likely here to stay, and experts suggest that shoppers prepare themselves and their budgets for these additional costs. With online shopping continuing to grow, free returns for everyone may become unsustainable.

By adopting these strategies, consumers can navigate the changing landscape of return policies and minimize the impact of return fees on their post-holiday shopping experience. Remember, a little preparation and knowledge can go a long way in saving money and hassle. Happy shopping!


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