From the Bank of Canada's steady hand to a surge in housing starts and Ottawa's new financial crime-fighting agency — here are the five money stories every Canadian should have on their radar this morning. 1 Bank of Canada Rate Holds at 2.25% — Next Decision June 10 The Bank of Canada kept its overnight rate at 2.25% on April 29 and has signalled it intends to stay put for now. Governing Council is keeping a close eye on Middle East conflict spillover into energy prices, ongoing U.S. tariff uncertainty, and whether inflation — currently hovering just above the 2% target — becomes entrenched. Bond markets are currently pricing in roughly an 18% chance of a 25-basis-point cut by the July 15 announcement, making a move at the June 10 meeting unlikely. 💡 What it means for you: Variable-rate mortgage and HELOC holders can exhale — no surprise hikes on the horizon. But don't expect big rate relief either; the "lower-for-longer" window appears to be closing. 2 Mortgage...
Declutter regularly: Make it a habit to declutter your home regularly. Go through your belongings and get rid of anything that you no longer need or use. This will help you keep your home organized and free of clutter.
Create a designated space for everything: Everything in your home should have a designated space. This will help you keep your home organized and make it easier to find things when you need them.
Use storage solutions: Use storage solutions such as baskets, bins, and shelves to help you keep your home organized. These solutions can help you maximize your space and keep your home clutter-free.
Avoid impulse buying: Avoid buying things that you don’t need or won’t use. This will help you keep your home clutter-free and save you money in the long run.
Get the whole family involved: Keeping your home clutter-free is a team effort. Get the whole family involved in decluttering and organizing your home. This will help you stay motivated and make the process more fun.
I hope these tips help you keep your home clutter-free in 2024!
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