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Big Bank Earnings Are In: What They Reveal About Your Mortgage Stress

  August 26, 2026 Canada's biggest banks are in the middle of reporting Q3 2026 results, and so far the headline numbers look strong. BMO and Scotiabank both beat analyst estimates this week, and National Bank of Canada reported this morning. RBC, TD, and CIBC follow Thursday, closing out the sector's earnings season. But the number that actually matters to most Canadians isn't profit — it's what the banks are setting aside for loans that might go bad, and what they're saying about who's struggling to keep up. That's where the picture gets more interesting than the headlines suggest. The headline numbers BMO kicked off the week with adjusted profit up 22% year-over-year and return on equity climbing to 14%, with the bank reiterating its target of 15% ROE by the end of fiscal 2027. Scotiabank posted what CEO Scott Thomson called a record quarter: net income of $3 billion, up 21% year-over-year, with adjusted ROE hitting 14.2% — clearing the bank's own med...
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5 Simple Tips to Keep Your Home Clutter-Free in 2024

 

A cluttered home can be overwhelming and stressful. Here are five simple tips to help you keep your home organized and clutter-free in 2024:

  1. Declutter regularly: Make it a habit to declutter your home regularly. Go through your belongings and get rid of anything that you no longer need or use. This will help you keep your home organized and free of clutter.

  2. Create a designated space for everything: Everything in your home should have a designated space. This will help you keep your home organized and make it easier to find things when you need them.

  3. Use storage solutions: Use storage solutions such as baskets, bins, and shelves to help you keep your home organized. These solutions can help you maximize your space and keep your home clutter-free.

  4. Avoid impulse buying: Avoid buying things that you don’t need or won’t use. This will help you keep your home clutter-free and save you money in the long run.

  5. Get the whole family involved: Keeping your home clutter-free is a team effort. Get the whole family involved in decluttering and organizing your home. This will help you stay motivated and make the process more fun.

I hope these tips help you keep your home clutter-free in 2024! 

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