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Start Saving Now for September: Your RESP Checklist Before the School Year Hits

  Canadian Money Brief · Family Finance September feels a long way off on July 1. That's exactly why now is the right time to look at your child's RESP — not in late August when the school supply list arrives and the grant math gets rushed. If you have a Registered Education Savings Plan (or you've been meaning to open one), here's what to check right now, and why the calendar year — not the school year — is what actually matters. Why July, Not August The Canada Education Savings Grant (CESG) — the government's 20% match on RESP contributions — runs on the calendar year , not the school year. Grant room for 2026 resets on a January-to-December basis, and it doesn't carry any special "back to school" deadline. But summer is genuinely the best time to check your numbers, for three reasons: You still have six full months left in the year to top up if you're behind. Contributions made now have more time to grow before your child needs the money. You av...
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Cancer Prevention and Risk Reduction: A Comprehensive Guide

Cancer is a disease that affects millions of people worldwide. While there is no guaranteed way to prevent cancer, there are several steps you can take to reduce your risk of developing it. According to the Canadian Cancer Society, about 4 in 10 cancer cases can be prevented through healthy living and policies that protect the health of Canadians. Here are some tips to help you reduce your risk of cancer:

  1. Live smoke-free: The single most important thing you can do to reduce your risk of cancer is to live smoke-free.
  2. Eat well: Eating well is an important part of reducing your cancer risk. A healthy diet should include plenty of fruits, vegetables, and whole grains.
  3. Maintain a healthy body weight: Besides living smoke-free, having a healthy body weight is one of the best things you can do to reduce cancer risk.
  4. Move more, sit less: Not enough physical activity and too much sitting increases your cancer risk. Aim for 30 minutes of activity every day and take frequent, short breaks from sitting.
  5. Limit alcohol: Drinking any type or amount of alcohol increases your risk of developing cancer. The less alcohol you drink, the lower your cancer risk.

In addition to these tips, the Mayo Clinic recommends avoiding tobacco, protecting your skin from the sun, and checking your family history for cancer diagnoses. It’s important to note that while these tips can help reduce your risk of cancer, they are not a guarantee against the disease. If you have concerns about your cancer risk, talk to your doctor.


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