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Start Saving Now for September: Your RESP Checklist Before the School Year Hits

  Canadian Money Brief · Family Finance September feels a long way off on July 1. That's exactly why now is the right time to look at your child's RESP — not in late August when the school supply list arrives and the grant math gets rushed. If you have a Registered Education Savings Plan (or you've been meaning to open one), here's what to check right now, and why the calendar year — not the school year — is what actually matters. Why July, Not August The Canada Education Savings Grant (CESG) — the government's 20% match on RESP contributions — runs on the calendar year , not the school year. Grant room for 2026 resets on a January-to-December basis, and it doesn't carry any special "back to school" deadline. But summer is genuinely the best time to check your numbers, for three reasons: You still have six full months left in the year to top up if you're behind. Contributions made now have more time to grow before your child needs the money. You av...
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Diabetes: A Comprehensive Overview

 

Diabetes is a chronic disease that affects how your body uses sugar (glucose) for energy. It can cause serious damage to the nerves, blood vessels, and organs. 

According to the World Health Organization, the number of people with diabetes rose from 108 million in 1980 to 422 million in 2014. Prevalence has been rising more rapidly in low- and middle-income countries than in high-income countries. Diabetes is a major cause of blindness, kidney failure, heart attacks, stroke, and lower limb amputation.

There are two main types of diabetes: type 1 and type 2. Type 1 diabetes is characterized by deficient insulin production and requires daily administration of insulin. In 2017, there were 9 million people with type 1 diabetes; the majority of them live in high-income countries. Type 2 diabetes occurs when the body cannot effectively use the insulin it produces. It is often associated with obesity and physical inactivity.

Symptoms of diabetes may occur suddenly. In type 2 diabetes, the symptoms can be mild and may take many years to be noticed. Symptoms of diabetes include feeling very thirsty, needing to urinate more often than usual, blurred vision, feeling tired, and losing weight unintentionally.

A healthy diet, regular physical activity, maintaining a normal body weight, and avoiding tobacco use are ways to prevent or delay the onset of type 2 diabetes. Diabetes can be treated and its consequences avoided or delayed with diet, physical activity, medication, and regular screening and treatment for complications.

In conclusion, diabetes is a serious chronic condition that impairs the body’s ability to process blood glucose. It is a major cause of morbidity and mortality worldwide. However, with proper management and lifestyle changes, it is possible to live a healthy and fulfilling life with diabetes.


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