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Bank of Canada Rate Decision Countdown: What to Expect on July 15

  Published July 4, 2026 In eleven days, the Bank of Canada will make its fifth interest rate call of 2026. If you've got a mortgage renewing, a variable rate that moves with the Bank's decisions, or savings sitting in a high-interest account, this is the date to have circled. Here's where things stand heading into July 15, and what the smart money is expecting. Where the rate sits right now The Bank of Canada has held its policy rate at 2.25% since its last two decisions, with the Bank Rate at 2.50% and the deposit rate at 2.20%. The July 15 announcement, released at 9:45 a.m. ET, will also come with a full Monetary Policy Report, since the Bank publishes its detailed economic projections quarterly alongside the January, April, July, and October decisions. Why most economists expect another hold The case for standing pat comes down to two forces pulling in opposite directions: Inflation is running hot, but mostly for one reason. Canada's headline inflation rate jumped...
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How to Avoid Home Fever When Working Remotely

 

Working from home can offer many benefits, such as more flexibility, productivity, and independence. However, it can also pose some challenges, such as isolation, anxiety, and lack of motivation. These negative symptoms can lead to what researchers call “home fever”, a state of feeling restless and unhappy when confined to one’s home for long periods of time.

A recent study by Carleton University found that some remote workers who moved away from their cities during the pandemic experienced home fever, as they lost their social connections and felt out of the loop. The study highlighted the importance of developing healthy routines and strategies to cope with the downsides of remote work, especially for those who had to relocate due to the housing affordability crisis.

Some of the tips to prevent or overcome home fever include:

  • Creating a schedule: Planning your day and prioritizing your tasks can help you manage your time and stay focused. You can also use time management tools, such as time boxing, to allocate specific time slots for each activity.
  • Setting boundaries: Having a dedicated space for work can help you separate your professional and personal life. You should also communicate your availability and expectations to your boss, co-workers, and family members, and avoid working outside your regular hours.
  • Staying connected: Maintaining social interaction is crucial for your mental health and well-being. You can use online platforms, such as video calls, chats, and forums, to keep in touch with your colleagues, friends, and relatives. You can also join online communities and groups that share your interests and hobbies.
  • Taking breaks: Working from home can make you feel overwhelmed and burned out. You should take regular breaks throughout the day to relax and recharge. You can also engage in physical activities, such as walking, jogging, or yoga, to boost your energy and mood.

Please note that remote work can have both positive and negative effects on one’s well-being, and it’s important to find a balance that works for you. By following these tips, you can avoid home fever and enjoy the benefits of remote work without sacrificing your mental health.

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