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BoC Decision Day: What a Hold at 2.25% Means for Your Mortgage

  Published September 2, 2026 Tomorrow's date has been sitting at the bottom of every Canadian Money Brief for weeks, and it's finally here. The Bank of Canada announces its overnight rate decision on Wednesday, September 2 at 9:45 a.m. ET, with Governor Tiff Macklem holding a press conference at 10:30. Every economist polled by Reuters — all 35 of them — expects the same outcome: a hold at 2.25%, the eighth straight meeting without a move. That's the headline. The more useful question for your wallet is what a "boring" hold actually does — and doesn't do — to your mortgage, and why two of the Big Six banks think the boring streak is about to end. Why a hold is the almost-certain call The Bank has a genuinely awkward setup heading into this meeting. On one side, the economy just posted its best quarter in years: GDP grew at a 3.3% annualized pace in the second quarter, well ahead of the Bank's own 2.5% forecast, and July's jobs report added a blowout ...
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How to Boost Your Fitness with 30-Second Movement Snacks

If you want to get fitter and healthier this year, you don’t need to spend hours at the gym or follow a strict diet. You can improve your well-being by adding some simple movement snacks to your daily routine.

Movement snacks are short bursts of activity that you can do throughout the day, such as climbing stairs, doing squats, or stretching. They can help you increase your energy, improve your mood, and enhance your cardiorespiratory fitness.

According to a study by McMasters University, even 20-second intervals of vigorous stair climbing, done three times a day, three days a week, can improve your fitness by 5% in six weeks. That’s a significant benefit for a minimal time investment.

To make movement snacks a habit, you can use a technique called habit stacking, which involves linking a new behavior to an existing one. For example, you can do some push-ups while waiting for your coffee to brew, or some lunges while brushing your teeth. The idea is to make movement a natural part of your day, rather than a chore.

Of course, movement snacks are not a substitute for regular exercise, which is essential for your overall health and wellness. But they can be a great way to supplement your workouts, or to get started on your fitness journey. So why not give them a try and see how they make you feel? You might be surprised by the results.

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