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BoC Holds at 2.25%: What the Rate Decision (and Rising Gas Prices) Mean for Your Wallet

  Thursday, July 16, 2026 Sixth consecutive hold. A weaker 2026 growth forecast. And inflation that's running hotter because of gas prices, not the usual suspects. Here's what actually changes for you. The Bank of Canada held its overnight rate at 2.25% on Wednesday, exactly as markets expected. No surprise there. What's more interesting is why it held, and what it revealed about where the economy — and your bills — are headed next. This was the sixth straight hold since the Bank finished its easing cycle back in October. But buried in the accompanying Monetary Policy Report were a few numbers worth your attention. The Numbers That Matter Overnight Rate 2.25% (unchanged) Prime Rate (typical) 4.45% 2026 GDP Growth Forecast 0.7% (cut from 1.2%) 2027 / 2028 Growth Forecast 1.8% each year May CPI Inflation 3.2% Inflation Excluding Gasoline 2.2% Unemployment Rate (June) 6.5% Next Rate Decision September 2, 2026 Why Gas Prices Are Driving This Decision Here's the twist in th...
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How to Boost Your Fitness with 30-Second Movement Snacks

If you want to get fitter and healthier this year, you don’t need to spend hours at the gym or follow a strict diet. You can improve your well-being by adding some simple movement snacks to your daily routine.

Movement snacks are short bursts of activity that you can do throughout the day, such as climbing stairs, doing squats, or stretching. They can help you increase your energy, improve your mood, and enhance your cardiorespiratory fitness.

According to a study by McMasters University, even 20-second intervals of vigorous stair climbing, done three times a day, three days a week, can improve your fitness by 5% in six weeks. That’s a significant benefit for a minimal time investment.

To make movement snacks a habit, you can use a technique called habit stacking, which involves linking a new behavior to an existing one. For example, you can do some push-ups while waiting for your coffee to brew, or some lunges while brushing your teeth. The idea is to make movement a natural part of your day, rather than a chore.

Of course, movement snacks are not a substitute for regular exercise, which is essential for your overall health and wellness. But they can be a great way to supplement your workouts, or to get started on your fitness journey. So why not give them a try and see how they make you feel? You might be surprised by the results.

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