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Getting Kids Ready for Back to School: Tips for a Smooth Transition

As summer winds down, the excitement and anticipation of a new school year begin to build. Preparing your kids for back to school can be a fun and rewarding experience with a bit of planning and organization. Here are some tips to help ensure a smooth transition: 1. Establish a Routine Start adjusting your child’s sleep schedule a week or two before school begins. Gradually move bedtime earlier and wake them up closer to the time they’ll need to get up for school. This helps their bodies adjust and makes the first week back less of a shock. 2. Organize School Supplies Make a list of necessary school supplies and involve your child in the shopping process. Letting them choose their notebooks, pens, and backpacks can make them more excited about the new school year. Don’t forget to label everything with their name! 3. Create a Study Space Set up a dedicated, clutter-free area for homework and studying. Ensure it’s well-lit and stocked with all the supplies they might need. Having a speci

How to Get Extra Cash From These Government Programs in February

 

If you are looking for some extra cash to help you with the rising cost of living in Canada, you may be eligible for some government benefits and credits that are being paid out this February.

These programs are designed to support Canadians with various needs, such as retirement income, child care expenses, energy and property taxes, and disability compensation.

Depending on your situation, you could receive hundreds of dollars from these programs throughout the month. However, you need to meet certain criteria and apply for them in time.

Here are some of the government benefits and credits that you should know about:

  • Canada Pension Plan: This is a monthly, taxable benefit that supplements your income during retirement. The amount you receive depends on your contributions and when you start your pension. The highest monthly payout could be $1,364.60 in 2024. You need to be at least 60 years old and have made at least one valid contribution to the CPP to qualify. The payment date is February 27, 2024.
  • Old Age Security: This is a monthly, non-taxable benefit that provides a basic income for seniors. The amount you receive depends on your years of residence in Canada and your income level. The maximum monthly payment is $626.49 in 2024. You need to be at least 65 years old and a Canadian citizen or a legal resident to qualify. The payment date is February 27, 2024.
  • Canada Child Benefit: This is a tax-free monthly payment that helps families with the cost of raising children under 18 years of age. The amount you receive depends on your family income, the number of children you have, and their ages. The maximum annual payment is $7,056 per child in 2024. You need to reside with a child, be primarily responsible for their care, and be a resident of Canada for tax purposes to qualify. The payment date is February 20, 2024.
  • Ontario Trillium Benefit: This is a consolidated payment that includes the Ontario Energy and Property Tax Credit, the Northern Ontario Energy Credit, and the Ontario Sales Tax Credit. These credits help low- to moderate-income individuals and families with their energy costs, property taxes, and sales taxes. The amount you receive depends on your income, your rent or property taxes, and where you live in Ontario. The payment date is February 9, 2024.
  • Alberta Child & Family Benefit: This is a tax-free payment that supports low- and middle-income families with children under 18 years of age. The amount you receive depends on your family income, the number of children you have, and whether you have a working income. The maximum annual payment is $3,020 per family in 2024. You need to reside in Alberta and file a tax return to qualify. The payment date is February 27, 2024.
  • Veteran Disability Pension: This is a tax-free financial payment that compensates veterans for their service-related injuries or illnesses. The amount you receive depends on the degree and severity of your disability and its impact on your quality of life. You need to be a Canadian Armed Forces member or veteran, a RCMP member or former member, or a Second World War or Korean War veteran or civilian to qualify. The payment date is February 28, 2024.

To learn more about these programs and how to apply for them, you can visit the Canada Revenue Agency website or contact Service Canada. Don’t miss out on these opportunities to get some extra cash in February.

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