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Understanding Your TFSA Contribution Room in 2026

A Tax‑Free Savings Account (TFSA) is one of Canada’s most flexible and powerful savings tools, but figuring out your exact contribution room can feel like solving a puzzle. A clear breakdown makes it much easier. How TFSA Contribution Room Works Your available room is made up of three parts: Annual TFSA limit for the current year Unused contribution room from previous years Withdrawals from previous years (added back the following January) For 2026, the annual TFSA limit is $7,000 . Step‑by‑Step: How to Calculate Your Room Use this simple formula: [ \text{TFSA Room} = \text{Unused Room from Prior Years} + \text{Current Year Limit} + \text{Withdrawals from Last Year} ] A quick example: Unused room from past years: $18,000 2026 limit: $7,000 Withdrawals made in 2025: $4,000 [ \text{Total Room} = 18,000 + 7,000 + 4,000 = 29,000 ] That means you could contribute $29,000 in 2026 without penalty. A Few Helpful Notes Over‑contributions lead to penalties, so it’s worth...
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The Changing Face of Cancer: A New Hope for Patients

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Cancer is a disease that has affected millions of people worldwide. Over the years, there have been significant advancements in cancer research and treatment. These advancements have led to a change in the face of cancer. Today, cancer is no longer a death sentence, and people are living longer and healthier lives after being diagnosed with cancer.

In recent years, there has been a significant increase in the number of cancer survivors. This is due to the development of new treatments and therapies that are more effective in treating cancer. Additionally, there has been a greater emphasis on early detection and prevention, which has helped to reduce the number of cancer cases.

Despite these positive changes, there is still much work to be done. Cancer remains a significant health challenge, and more research is needed to find a cure. However, the progress that has been made in recent years is a cause for hope and optimism.

In conclusion, the face of cancer is changing, and it is changing for the better. With new treatments and therapies, as well as a greater emphasis on early detection and prevention, there is hope for a future where cancer is no longer a life-threatening disease. The fight against cancer is far from over, but the progress that has been made is a reason to be optimistic.


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