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Rate Watch: Best GIC, Savings and Mortgage Rates in Canada (Nov 13, 2026)

  Rate Watch | Canadian Money Brief Best GIC, Savings and Mortgage Rates in Canada Today Friday, November 13, 2026 • Bank of Canada rate 2.50% • Prime 4.70% The Bank of Canada raised its policy rate to 2.50% on October 28. Savers saw very little of it: GIC rates barely moved, and big-bank savings accounts still pay next to nothing. Borrowers saw more of it: the lowest 5-year fixed mortgage rate crept up from 4.34% to 4.44% after bond yields jumped. Here is where the best rates sit today. 4.05% Best 1-yr GIC WealthONE 4.55% Best 5-yr GIC WealthONE 2.85% Top HISA (no promo) WealthONE / Saven 4.44% Lowest 5-yr fixed insured mortgage 3.60%+ Lowest 5-yr variable insured mortgage Best GIC Rates Term Best rate Provider Runner-up 1 year 4.05% WealthONE Bank of Canada Achieva Financial 3.95% 2 years 4.30% WealthONE Bank of Canada Achieva Financial 4.10% 3 years 4.40% WealthONE Bank of Canada MCAN, Oaken, Saven 4.30% 5 years 4.55% WealthONE Bank of Canada Oaken Financial 4.50% Big banks, 1 y...
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The Changing Face of Cancer: A New Hope for Patients

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Cancer is a disease that has affected millions of people worldwide. Over the years, there have been significant advancements in cancer research and treatment. These advancements have led to a change in the face of cancer. Today, cancer is no longer a death sentence, and people are living longer and healthier lives after being diagnosed with cancer.

In recent years, there has been a significant increase in the number of cancer survivors. This is due to the development of new treatments and therapies that are more effective in treating cancer. Additionally, there has been a greater emphasis on early detection and prevention, which has helped to reduce the number of cancer cases.

Despite these positive changes, there is still much work to be done. Cancer remains a significant health challenge, and more research is needed to find a cure. However, the progress that has been made in recent years is a cause for hope and optimism.

In conclusion, the face of cancer is changing, and it is changing for the better. With new treatments and therapies, as well as a greater emphasis on early detection and prevention, there is hope for a future where cancer is no longer a life-threatening disease. The fight against cancer is far from over, but the progress that has been made is a reason to be optimistic.


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