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Your lookahead horoscope: November 9, 2025

  IF TODAY IS YOUR BIRTHDAY You won’t lack for good ideas over the coming year, but your birthday chart warns that only one or two of them will be worth pursuing. Set yourself one major goal and have a second goal as a backup for those days when you get bored. ARIES (March 21 - April 20): If you learn something to your advantage during the early part of the week be smart and keep it to yourself. That might sound selfish but the universe wants you to have a good crack at the opportunity before your rivals wise up. TAURUS (April 21 - May 21): You may feel the need to be more adventurous but with luck planet Jupiter about to begin its retrograde phase that may not be the best idea you’ve ever had. Consolidate your recent gains over the next few days rather than risk losing them. GEMINI (May 22 - June 21): You may want to boost your finances but the planets warn you could end up making a drastic move that is completely unnecessary. Do you have enough cash to meet your current needs? Th...

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Tips for building your 2024 investment plan


As we enter the new year, it’s a good time to reevaluate your investment strategies and prepare for the evolving market conditions. Here are some tips to help you build a successful investment plan for 2024:

  • Reevaluate your investment strategies: Experts suggest that now is a good time to reevaluate your investment strategies and prepare for the evolving market conditions. Although Bank of Canada Governor Tiff Macklem has said it is too early to consider rate cuts, the central bank could begin cutting interest rates as early as April or May, according to forecasts from TD. Falling interest rates will be the story of 2024, so it’s important to invest accordingly.
  • Consider low-cost dividend-focused index funds: Investing in low-cost dividend-focused index funds can help you generate passive income at a low cost for life.
  • Be cautious with GICs: Last year, many investors chose to park money in savings or a short-term Guaranteed Investment Certificate (GIC), earning risk-free returns of 5 per cent or more. Although it was an effective strategy in a high-interest-rate environment, GIC rates are already falling, and completely opposite market forces are starting to take shape. Canadians looking to simply protect their cash in 2024 could be in for a “rough year,” potentially missing out on greater gains elsewhere.
  • Prepare for the evolving market conditions: With the market conditions evolving, it’s important to prepare for the changes. Falling interest rates will be the story of 2024, so it’s important to invest accordingly.


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