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RRSP vs TFSA vs FHSA — Which Should You Prioritize in 2026?

  Published: April 2026 | Reading time: 11 min | Category: Investing, Personal Finance, Tax Savings Three registered accounts. Three sets of rules. And most Canadians are using at least one of them wrong. The RRSP, TFSA, and FHSA each offer powerful tax advantages — but they work in completely different ways, and the right priority order depends entirely on your income, your goals, and your timeline. Picking the wrong one first can cost you thousands in taxes over your lifetime. This guide breaks down exactly how each account works, who it's best for, and the optimal contribution strategy for 2026 based on your situation. A Quick Overview of All Three Accounts Before diving into strategy, here's how each account actually works: RRSP TFSA FHSA Contribution deductible? Yes No Yes Growth taxed? No No No Withdrawals taxed? Yes (as income) No No (if for a first home) 2026 annual limit 18% of income, max $32,490 $7,000 $8,000 Lifetime li...

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Farmers block roads in Spain and Poland over EU policies

 

Farmers in Spain and Poland have staged tractor protests in several cities and border crossings on Friday, as part of a wave of demonstrations across Europe against EU farming policies. The farmers are demanding measures to address rising production costs, falling profits and unfair competition from non-EU countries, especially Ukraine.

The protests have disrupted traffic and caused delays in some areas, as hundreds of tractors blocked highways and city streets. The farmers have also expressed their opposition to the EU's Green Deal, which aims to reduce greenhouse gas emissions and pesticide use, arguing that it will harm their crops and food security.

The protests follow similar actions by farmers in France, Greece, Hungary and Belgium in recent weeks, who have also voiced their dissatisfaction with the EU's agricultural policies and market conditions. The farmers are calling for more support and protection from the EU, as well as fair prices for their products.

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