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5 Things to Know Today: Tariffs, a CPI Surprise, and the Mortgage Rate Gap

  July 21, 2026 A new round of US tariffs, a surprise inflation dip, and a widening gap between fixed and variable mortgage rates are all moving in different directions today. Here's what's happening and what it means for your money. 1. Washington hits Canada with new 50% tariffs on everyday goods The White House has announced fresh 50% tariffs on a wide list of Canadian exports, including wine, dairy, furniture, hockey equipment, cement, and clothing. The move is framed as retaliation over Canada's dairy quotas, car import rules, and provincial bans on US alcohol. The tariffs take effect August 19 and apply even to goods that would normally qualify duty-free under CUSMA, though energy, potash, fish, and critical minerals are exempt. What it means for you: This round targets export industries, not imports into Canada, so it won't directly raise shelf prices here the way a Canadian tariff on US goods would. The bigger risk is indirect — job pressure in affected sectors ...
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How Exercise Can Keep Your Arteries Healthy and Prevent Heart Disease


Heart disease is the leading cause of death worldwide, and one of the main factors that contributes to it is plaque buildup in the arteries. Plaque is a complex substance that narrows the arteries and reduces blood flow, increasing the risk of heart attacks and strokes. But there is one powerful habit that can help prevent and even reverse plaque buildup: regular physical activity.

According to cardiologists, exercise has multiple benefits for the health of the arteries and the heart. It can lower the levels of “bad” cholesterol and raise the levels of “good” cholesterol, which help keep the arteries clear. It can also lower blood pressure, reduce inflammation, and improve insulin sensitivity, which are all factors that can damage the arteries and lead to diabetes.

Exercise can also stimulate the growth of new blood vessels and improve the function of existing ones, even in people who already have plaque buildup. This can enhance the blood supply to the muscles and organs, and prevent the plaque from rupturing and causing a clot.

The American Heart Association recommends aiming for 150 minutes of moderate-intensity aerobic activity per week, such as brisk walking, swimming, cycling, or dancing. However, any amount of physical activity is better than none, and it is important to find activities that are enjoyable and fit your schedule. You can also break up your exercise into shorter sessions throughout the day, or do more intense workouts on the weekends.

Exercise is not only good for your physical health, but also for your mental and emotional well-being. It can reduce stress, improve mood, and enhance cognitive function. By staying active, you can protect your arteries and your heart, and enjoy a longer and happier life.

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