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Lock In or Stay Variable? What Every Canadian Homeowner Must Decide Before April 29

   Bank of Canada headquarters, Ottawa. Overnight rate held at 2.25% since October 2025. Next decision: April 29, 2026.  The Bank of Canada has held its rate at 2.25% for three straight decisions — but with inflation creeping back up, a Middle East conflict pushing oil prices, and over one million mortgage renewals on the horizon, the stakes of getting this wrong have never been higher. The Canadian Money Brief April 25, 2026 6 min read THE CANADIAN MONEY BRIEF BANK OF CANADA 2.25% 2.25% POLICY RATE HELD SINCE OCT. 2025 · THIRD CONSECUTIVE HOLD NEXT DECISION: APR. 29, 2026 If your mortgage is coming up for renewal in the next six to eighteen months, the question keeping you up at night is probably this: do I lock in a fixed rate now — or do I ride out a variable rate and hope the Bank of Canada does something helpful? It's the right question to be asking. And right now, the answer is more complicated — and more consequential — than it has been in years. The Bank of Canada...
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How Exercise Can Keep Your Arteries Healthy and Prevent Heart Disease


Heart disease is the leading cause of death worldwide, and one of the main factors that contributes to it is plaque buildup in the arteries. Plaque is a complex substance that narrows the arteries and reduces blood flow, increasing the risk of heart attacks and strokes. But there is one powerful habit that can help prevent and even reverse plaque buildup: regular physical activity.

According to cardiologists, exercise has multiple benefits for the health of the arteries and the heart. It can lower the levels of “bad” cholesterol and raise the levels of “good” cholesterol, which help keep the arteries clear. It can also lower blood pressure, reduce inflammation, and improve insulin sensitivity, which are all factors that can damage the arteries and lead to diabetes.

Exercise can also stimulate the growth of new blood vessels and improve the function of existing ones, even in people who already have plaque buildup. This can enhance the blood supply to the muscles and organs, and prevent the plaque from rupturing and causing a clot.

The American Heart Association recommends aiming for 150 minutes of moderate-intensity aerobic activity per week, such as brisk walking, swimming, cycling, or dancing. However, any amount of physical activity is better than none, and it is important to find activities that are enjoyable and fit your schedule. You can also break up your exercise into shorter sessions throughout the day, or do more intense workouts on the weekends.

Exercise is not only good for your physical health, but also for your mental and emotional well-being. It can reduce stress, improve mood, and enhance cognitive function. By staying active, you can protect your arteries and your heart, and enjoy a longer and happier life.

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