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Iran Warns U.S. and Israel Amid Rising Protest Tensions

Protesters gather amid evolving anti-government unrest in Mashhad in Iran, on January 10, 2026, Iran has issued a sharp warning that it would target both U.S. forces in the region and Israel if Washington launches military action in response to the country’s ongoing protest crisis. The statement marks one of the strongest threats from Iranian leadership since nationwide demonstrations erupted. Growing Unrest Inside Iran Protests have spread across major cities as citizens voice anger over government actions and broader political frustrations. Security forces have intensified their response, leading to rising casualties and widespread arrests. Internet restrictions have made it difficult to fully assess the scale of the unrest, but reports indicate that demonstrations remain active despite the crackdown. Tehran’s Message to Washington Iranian officials declared that any U.S. strike would trigger immediate retaliation. Their warning emphasized: U.S. military personnel and bases in...
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Navigating Interest Rate Changes: What Savers, Investors, and Borrowers Need to Know

 Bank of Canada

As the financial landscape shifts, understanding interest rates becomes crucial for anyone managing their money. Let’s explore how these changes impact different groups:

1. Savers: High-Interest Savings Accounts (HISAs)

High-Interest Savings Accounts (HISAs) offer an opportunity for savers to earn more on their deposits. Here are some top HISAs in Canada:

  1. EQ Bank Personal Account: With a 4.00% rate (including a 1.50% bonus for direct deposits), EQ Bank provides a competitive option.
  2. LBC Digital High-Interest Savings Account: Offers a 3.00% rate.
  3. Motive Savvy Savings Account: Boasts a 4.10% rate.
  4. Simplii Financial High Interest Savings Account: A 6.00% rate for the first 5 months.

Remember, HISAs provide liquidity—no penalties for withdrawals—unlike Guaranteed Investment Certificates (GICs). While GIC rates have surged recently, HISAs remain flexible.

2. Investors: Nominal vs. Real Interest Rates

Investors should understand the difference between nominal and real interest rates. Nominal rates represent the cost of borrowing or return on investments, while real rates account for inflation. Consider both when making investment decisions.

3. Borrowers: Impact of Rate Hikes

Higher interest rates benefit savers but can be challenging for borrowers. As the Bank of Canada holds its benchmark rate steady at 5%, consider these implications:

  • Mortgages: Variable-rate mortgage holders may see increased payments.
  • Consumer Loans: Interest costs rise for personal loans and credit cards.
  • Investment Decisions: Evaluate fixed vs. variable rates.

In summary, stay informed, adapt your financial strategy, and make the most of changing interest rates.

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