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Canada's Federal Election 2025: A Nation Prepares to Vote

On Monday, April 28, Canadians will head to the polls to elect members of the House of Commons for the 45th Canadian Parliament. This election marks a pivotal moment in the nation's political landscape, with key issues such as climate change, economic recovery, and healthcare reform dominating party platforms. Advance polls have already seen record-breaking participation, with over 7.3 million Canadians casting their votes early. The election will also introduce a new 343-seat electoral map, reflecting changes from the 2021 census. As the nation gears up for election day, voters are encouraged to check their registration status and polling locations through the Elections Canada website. With the stakes high and the future uncertain, this election promises to shape Canada's trajectory for years to come.
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New York Enforces New Law to Protect Consumers from Credit Card Surcharges

 

Credit card users in New York may have noticed a change in the way businesses display their prices. As of February 11, 2024, a new law requires businesses to clearly disclose any additional credit card surcharges before a customer begins to check out.

The law, signed by Governor Kathy Hochul in December 2023, aims to provide greater transparency and consumer protection in the marketplace. Businesses that impose a credit card surcharge must post the total price of the transaction, including the surcharge, prior to the sale. Alternatively, they can list the different prices for both card and cash payments for each item or service.

The law also limits the credit card surcharges to the amount charged to the business by the credit card company, which is usually around 3 to 4 percent. This prevents businesses from profiting from the surcharges or passing on other costs to the consumers.

The new law does not apply to debit cards, which are not subject to surcharges. It also does not prohibit businesses from offering discounts for cash payments, as long as they comply with the disclosure requirements.

Governor Hochul said that the new law will ensure that New Yorkers will not have to deal with hidden credit card costs and that they will be empowered to budget accordingly. The law will be enforced by the New York State Division of Consumer Protection, the New York State Attorney General, and local government. Consumers who encounter any violations of the law can file a complaint with the Division of Consumer Protection or the Attorney General’s office.

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