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Mortgage Renewal Shock 2026: What Canadian Homeowners Need to Know

  The Reality: Over 60% of Canadian mortgages are renewing in 2025 and 2026—many at rates significantly higher than their original terms. While some homeowners will see relief, others face payment increases of 15–40%. This guide will help you understand what's happening, run the numbers, and explore your options before your renewal date arrives. The Big Picture: What's Happening in 2026 Canada is experiencing a historic wave of mortgage renewals. A large cohort of mortgages originated during the pandemic's historic low-rate period—when rates hovered around 2% or lower in 2020–2021—are now maturing and resetting at today's rates. The Bank of Canada staff estimate that roughly 60% of outstanding mortgages will renew in 2025 and 2026, making this the most significant renewal cycle in decades. In 2026, the average mortgage renewal increase is projected to moderate to around 6%, though individual experiences vary dramatically depending on mortgage type and renewal timing. W...
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The Best Grilled Chicken



Say goodbye to dry, bland grilled chicken breasts. This recipe guarantees juicy, flavorful chicken every time.

Ingredients:
  • Boneless, skinless chicken breasts
  • Lemon zest
  • Olive oil
  • Garlic
  • Salt and pepper

Instructions:

1. Pound the Chicken: Place the chicken breasts in a 1-gallon freezer bag and pound them to an even ½-inch thickness. This ensures even cooking.

2. Make the Marinade: Mix lemon zest, olive oil, garlic, salt, and pepper in a zip-lock bag. Add the chicken breasts and massage the marinade into the meat.

3. Marinate: Seal the bag and refrigerate for at least 4 hours or overnight.

4, Grill: Preheat your grill to high heat, oil the grates, and cook the chicken for 2 to 3 minutes per side.

You can serve these juicy fillets on their own, topped with cheese on a toasted bun, or sliced over a Caesar salad.
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