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What to Do with Your Tax Refund: 5 Smart Moves for Canadians

  Tax Season · Personal Finance By MoneySavings.ca Editorial Team • May 7, 2026 • 7 min read Tax season is wrapping up across Canada, and for millions of Canadians, that means a refund cheque — or a direct deposit — is on its way. The average Canadian tax refund hovers around $1,800. That's real money. The question is: what's the smartest thing you can do with it? It's tempting to treat a tax refund like "found money" and splurge. But here's the truth — that refund was your money all along. The government was just holding it for you, interest-free. So before it quietly disappears into day-to-day spending, let's look at five moves that will make it work harder for you. $1,800 The average Canadian tax refund — enough to make a meaningful dent in debt, pad an emergency fund, or kick-start your TFSA for the year. 1 Pay Down High-Interest Debt First If you're carrying a balance on a credit card, this should be your very first call. Most Canadian credit car...
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Unlocking Vitality: The Hidden Link Between Oral Health and Disease Prevention



While we diligently brush our teeth and floss, we often overlook the profound impact our oral health has on our entire body. Recent research sheds light on how maintaining good oral hygiene can significantly reduce the risk of serious health conditions. Let’s explore the secrets hidden within oral hygiene: 

1. The Mouth-Body Connection

Dr. Michael Roizen, chief wellness officer at Cleveland Clinic, emphasizes that oral health isn’t just about teeth and gums—it’s a gateway to overall well-being. Consider your body as a human donut (yes, you read that right!). There’s a tube running through us, allowing billions of microbes to enter as we breathe. When this protective barrier breaks down—whether due to gum disease or tooth decay—systemic inflammation occurs. These microbes now have a free path into our bloodstream, potentially wreaking havoc on our health.

2. The Alarming Statistics

An April 2022 report from The National Institutes of Health reveals that 90% of adults aged 20 to 64 experience tooth decay, while nearly 50% of adults aged 45 to 64 suffer from gum disease. These seemingly isolated oral issues have far-reaching consequences. Imagine your gums as gatekeepers—when they bleed, they allow harmful microbes to infiltrate your body.

3. The Silent Culprits

a. Diabetes Defense

Maintaining good oral hygiene is like flossing your way to better health. Research links poor oral health to an increased risk of diabetes, Alzheimer’s, stroke, and heart disease. Dental caries (tooth decay) and gum disease can enter the bloodstream, contributing to plaque disruption in arteries and promoting inflammation in the brain and other areas. Remember, flossing your teeth is equivalent to taking 8,000 steps a day—pretty powerful, right?

b. Alzheimer’s Armor

Dr. Maria Ryan, DDS, Ph.D., emphasizes that viewing our body as a connected system reinforces the importance of oral hygiene. Good oral health may even protect against Alzheimer’s disease. Until science catches up, daily flossing and regular dental check-ups are our best defense.

4. Your Dental Routine: A Lifesaver

Here’s the dental routine to follow:

  • Brush after meals (or at least twice a day) with a fluoride toothpaste.
  • Floss daily—it’s like giving your body a protective shield.
  • Remove and clean dentures daily, if you wear them.
  • Follow a healthy diet—your mouth and body will thank you.
  • Limit added sugar, especially sugary drinks.
  • Quit smoking—your gums will appreciate it.
  • Manage diabetes to keep blood sugar levels in check.

Remember, your smile isn’t just about aesthetics; it’s a window into your overall health. So, let’s floss, brush, and protect our well-being.

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