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Best Cashback Credit Cards in Canada 2026 — Complete Guide

  Published: April 2026 | Reading time: 12 min | Category: Credit Cards, Personal Finance, Money Saving Tips If you're not using a cashback credit card in Canada, you're leaving real money on the table every single month. The best cashback cards in 2026 are paying 2%, 3%, even 4% back on everyday purchases like groceries and gas — expenses you're making anyway. This guide ranks the best cashback credit cards available to Canadians right now, breaks down exactly who each card is best for, and shows you how to stack cards for maximum returns. Why Cashback Cards Beat Points Cards for Most Canadians Travel points cards get all the attention, but cashback is simpler, more flexible, and often more valuable for the average Canadian household. Here's why: No blackout dates, no expiry, no restrictions — cash goes straight to your statement or bank account Easy to calculate value — 2% back on $1,000 = exactly $20. No guessing at "point values" Works for ...
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Crispy Honey Nut Granola Bars

 

Crispy and not too sweet, these granola bars are loaded with oats, nuts, coconut, and dried fruit.

Ingredients:

  • Old Fashioned Rolled Oats
  • Chopped Walnuts
  • Sliced Almonds
  • Shredded Unsweetened Coconut
  • Honey
  • Light Brown Sugar
  • Unsalted Butter
  • Vanilla Extract
  • Crisp Rice Cereal
  • Dried Fruit

Instructions:

  1. Toast the oats, walnuts, and almonds on a foil-lined baking sheet in the oven for 7 minutes.
  2. Add the shredded coconut to the mix and toast for another 4-5 minutes.
  3. In a saucepan, combine honey, brown sugar, butter, vanilla extract, and salt. Bring to a rapid boil then turn off the heat.
  4. Mix the oat mixture with the honey mixture, rice cereal, and dried fruit in a large bowl.
  5. Spread the mixture into a foil-lined baking dish, pressing it into an even layer.
  6. Bake at 300°F until lightly golden, about 20-23 minutes.
  7. Cool completely, then cut into rectangles.


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